...DuitNow ConsentIntegrationResponse Codes

Response Codes

Overview

There are two scenarios when the response codes are used.

When a request is processed successfully

The response message will contain two sections.

• Status Codes - To inform the user that the message has been successfully processed
• Reason Codes - To inform the user what the status of the message is, either accepted , or stored in the SAF (Store and Forward) Queue for future processing.

When requests fail to be processed

When an API request fails a business logic validation, a rejection message will be sent back to the client. This rejection message will contain three sections.

• Status Codes - To inform the user that the message failed to be processed
• Reasons Codes - To inform the user of the reason code
• Reject Reason - More detailed explanation of the rejection message.

API Gateway General Response Code

info

Please refer to the respective API specification for more information, as this applies only to specific APIs.

Status Code	Description	Actual Response
API.001	Invalid URL
API.002	Invalid format	data.{fieldName} - Invalid format
API.003	Invalid length	data.{fieldName} - Invalid length
API.004	Invalid value	data.{fieldName} - Invalid value"
API.005	Missing mandatory field	data.{fieldName} - Not Found
API.007	Unauthorized request	Unauthorized request
API.008	Request timeout
KMS.001		Invalid Signature
KMS.002		Failed to generate signature

Status Codes and Reason Codes

1. Status Code: High-level response code indicating the overall transaction status (e.g., success, failure, or pending).
2. Reason Code: A specific response code that provides further details to help troubleshoot issues.
3. Name: A human-readable label for the response code, offering a quick insight into the issue category (e.g., MERCHANT_UNAVAILABLE).
4. Description: A clear, human-readable explanation of the response or error, including possible next steps (e.g., "Terminal/Merchant missing or inactive.").
5. Details (not listed in table): An optional field providing an extended explanation of the reason code, including technical insights or additional troubleshooting guidance.
6. Additional Codes (not listed in table): An optional field for response codes from third-party providers, offering supplementary information relevant to the transaction.

Status Code	Name	Description
ACSP	AcceptedSettlementInProcess	All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution
ACTC	AcceptedTechnicalValidation	Authentication and syntactical and semantical validation are successful
RJCT	Rejected	Payment initiation or individual transaction included in the payment initiation has been rejected.

Status Code	Reason Code	Name	Description
ACSP	U000	ACCEPTED	Success/ Transaction Accepted
ACTC	U002	ACCEPTED	Success/ Transaction Accepted Stored in SAF
RJCT	U100	PRODUCT_NOT_FOUND	Product Not Found
RJCT	U101	CONFIGURATION_ERROR	Tenant Not Found
RJCT	U102	CONFIGURATION_ERROR	Tenant Not Active
RJCT	U103	CONFIGURATION_ERROR	Tenant Undefined
RJCT	U104	CONFIGURATION_ERROR	Inbound Scheme Not Found
RJCT	U105	CONFIGURATION_ERROR	Inbound Scheme Not Active
RJCT	U106	TRANSACTION_NOT_FOUND	Original Payment Not Found
RJCT	U107	TRANSACTION_ALREADY_REJECTED	Original Payment Rejected
RJCT	U108	TRANSACTION_ALREADY_REJECTED	Original Payment Not Responded
RJCT	U110	MESSAGE_VALIDATION_ERROR	Currency Code or RFI Code is Invalid
RJCT	U111	AMOUNT_BELOW_MINIMUM	Minimum Amount Check Failed
RJCT	U112	AMOUNT_EXCEEDS_MAXIMUM	Maximum Amount Check Failed
RJCT	U114	MESSAGE_VALIDATION_ERROR	Mod 10 check failed
RJCT	U115	MESSAGE_VALIDATION_ERROR	Date Sent Tolerance Check failed
RJCT	U116	MESSAGE_VALIDATION_ERROR	Date Settlement Tolerance Check failed
RJCT	U117	CONFIGURATION_ERROR	Original Date Tolerance configuration error
RJCT	U118	CONFIGURATION_ERROR	Original Date Tolerance check failed
RJCT	U119	CONFIGURATION_ERROR	Session Validation Failed
RJCT	U121	FI_NOT_FOUND	Inbound Bank Not Found
RJCT	U122	FI_UNAVAILABLE	Inbound Bank Not Active
RJCT	U123	PRODUCT_NOT_FOUND	Product Undefined
RJCT	U124	MESSAGE_VALIDATION_ERROR	Bank Code Not found in message
RJCT	U125	CONFIGURATION_ERROR	Inbound Bank Id Cannot be Determined (Bank Classifier not found)
RJCT	U126	FI_NOT_FOUND	Outbound Bank Cannot be Determined
RJCT	U128	FI_UNAVAILABLE	Outbound Bank Not Active
RJCT	U129	FI_NOT_FOUND	Payee Bank Unavailable
RJCT	U130	CONFIGURATION_ERROR	Inbound Settlement Bank not found
RJCT	U131	CONFIGURATION_ERROR	Outbound Settlement Bank not found
RJCT	U132	CONFIGURATION_ERROR	Inbound Settlement Bank Inactive
RJCT	U134	CONFIGURATION_ERROR	Outbound Settlement Bank Inactive
RJCT	U135	PREAUTH_NOT_FOUND	Pre-Authorization Match Not Found
RJCT	U136	PREAUTH_REJECTED	Pre-Authorization Bank Account Check Failed
RJCT	U137	SYSTEM_ERROR	Pre-Authorization Timeout
RJCT	U138	CONFIGURATION_ERROR	Pre-Authorization Config Not Found
RJCT	U139	CONFIGURATION_ERROR	Pre-Authorization Endpoint or Channel Not Configured
RJCT	U140	SYSTEM_ERROR	Pre-Authorization Exception No Response Returned
RJCT	U141	SYSTEM_ERROR	Pre-Authorization Exception
RJCT	U142	AMOUNT_EXCEEDS_MAXIMUM	Pre-Authorization Stand-In Limit Exceeded
RJCT	U143	INVALID_SOURCE	Pre-Authorization Stand-In Account Not Found
RJCT	U144	INVALID_SOURCE	Pre-Authorization Stand-In Account Inactive
RJCT	U145	INSUFFICIENT_FUNDS	Pre-Authorization Stand-In Insufficient Funds
RJCT	U146	PREAUTH_NOT_ALLOWED	Pre-Authorization Stand-In Not Permitted
RJCT	U147	SYSTEM_ERROR	Pre-Authorization No Stand-In Response
RJCT	U149	DUPLICATE_REQUEST	Duplicate Transaction
RJCT	U150	CONFIGURATION_ERROR	Notification Configuration Not Found
RJCT	U151	CONFIGURATION_ERROR	Notification Endpoint Or Channel Not Configured
RJCT	U155	FRAUD_VALIDATION_ERROR	Fraud Check Failed
RJCT	U156	FRAUD_VALIDATION_ERROR	Sanction Check Failed
RJCT	U157	FRAUD_VALIDATION_ERROR	AML Check Failed
RJCT	U159	CONFIGURATION_ERROR	Pre-Authorization Stand-In Rejected with Default Status
RJCT	U160	CONFIGURATION_ERROR	Settlement Rules Not Found
RJCT	U161	CONFIGURATION_ERROR	Settlement Endpoint or Channel Not Configured
RJCT	U162	CONFIGURATION_ERROR	Settlement Confirmation Not Received
RJCT	U163	CONFIGURATION_ERROR	Forwarded Settlement Confirmation Response Not Received
RJCT	U164	CONFIGURATION_ERROR	Settlement Total Management Not Configured
RJCT	U170	FI_UNAVAILABLE	Online Route Not Found
RJCT	U171	FI_UNAVAILABLE	Online Authorization Exception
RJCT	U172	FI_UNAVAILABLE	Online Authorization Exception No Response returned
RJCT	U173	FI_UNAVAILABLE	Online Authorization Exception Timeout
RJCT	U180	CONFIGURATION_ERROR	Authorization Service is Not Configured
RJCT	U181	AMOUNT_EXCEEDS_MAXIMUM	Stand-In Limit Exceeded
RJCT	U182	INVALID_SOURCE	Stand-In Account Not Found
RJCT	U183	INVALID_SOURCE	Stand-In Account Inactive
RJCT	U184	INSUFFICIENT_FUNDS	Stand-In Insufficient Funds
RJCT	U185	REQUEST_REJECTED	Stand-In Not Permitted
RJCT	U186	SYSTEM_ERROR	Stand-In No Response
RJCT	U187	REQUEST_REJECTED	Stand-In forwarding Advice cannot be delivered
RJCT	U189	REQUEST_REJECTED	Stand-In Rejected With Default Status
RJCT	U190	LIQUIDITY_ERROR	Liquidity Management Not Configured
RJCT	U191	LIQUIDITY_ERROR	Liquidity Rules Not Found
RJCT	U192	LIQUIDITY_ERROR	Liquidity Position Validation Rule not found (Threshold limits)
RJCT	U193	LIQUIDITY_ERROR	Liquidity Position Validation Failure
RJCT	U194	LIQUIDITY_ERROR	Insufficient Liquidity to process payment
RJCT	U195	LIQUIDITY_ERROR	Liquidity Forced Payment Rejection
RJCT	U196	LIQUIDITY_ERROR	Liquidity Parameter Invalid Or Null
RJCT	U197	LIQUIDITY_ERROR	Liquidity Parameters Not Found
RJCT	U198	LIQUIDITY_ERROR	Liquidity Validation Not Found
RJCT	U199	LIQUIDITY_ERROR	Liquidity Position Definition Not Found
RJCT	U200	LIQUIDITY_ERROR	LQM Maximum Amount Not Found
RJCT	U201	LIQUIDITY_ERROR	LQM Maximum Amount Exceeded
RJCT	U202	LIQUIDITY_ERROR	LQM Net Sender Threshold Limit Not Found
RJCT	U203	LIQUIDITY_ERROR	LQM Insufficient Net Sender Funds
RJCT	U205	CONFIGURATION_ERROR	Scheme Settlement Body Unavailable
RJCT	U206	SETTLEMENT_ERROR	Settlement Rejection
RJCT	U207	CONFIGURATION_ERROR	Default Settlement Body Not Defined
RJCT	U208	SETTLEMENT_ERROR	Settlement Forward Confirmation Send Failed
RJCT	U209	SETTLEMENT_ERROR	Settlement Forward Confirmation Receive Failed
RJCT	U210	CONFIGURATION_ERROR	Outbound Scheme Not Found
RJCT	U211	CONFIGURATION_ERROR	Outbound Scheme Not Active
RJCT	U212	CONFIGURATION_ERROR	Connector Not Found
RJCT	U213	CONFIGURATION_ERROR	Connector Configuration Error
RJCT	U214	CLEARING_REJECTED	Clearing Rejection
RJCT	U215	REQUEST_REJECTED	Message Rejected with admi.002
RJCT	U221	CONFIGURATION_ERROR	Mandate Rules Not Found
RJCT	U222	SYSTEM_ERROR	Mandate Master Update Error
RJCT	U223	CONSENT_NOT_FOUND	Mandate Record Not Found
RJCT	U224	INVALID_CONSENT	Mandate Start Date Less Than Current Date
RJCT	U225	INVALID_CONSENT	Mandate Start Date Format Error
RJCT	U226	INVALID_CONSENT	Mandate End Date Less Than Current Date
RJCT	U227	INVALID_CONSENT	Mandate End Date Format Error
RJCT	U228	INVALID_CONSENT	Mandate Frequency Type Validation Error
RJCT	U229	INVALID_CONSENT	Mandate Updater Not Known
RJCT	U230	REQUEST_NOT_ALLOWED	Mandate Sender Not Allowed To Update
RJCT	U231	MESSAGE_VALIDATION_ERROR	Mandate Status Validation Error
RJCT	U232	AMOUNT_EXCEEDS_MAXIMUM	Amount Greater Than Maximum Limit
RJCT	U233	MESSAGE_VALIDATION_ERROR	Mandate Amount Missing
RJCT	U234	MESSAGE_VALIDATION_ERROR	Request Before Mandate Start Date
RJCT	U235	MESSAGE_VALIDATION_ERROR	Future Mandate Cannot Be Updated
RJCT	U236	MESSAGE_VALIDATION_ERROR	Expired Mandate Cannot Be Updated
RJCT	U237	MESSAGE_VALIDATION_ERROR	Cancelled Mandate Cannot Be Updated
RJCT	U238	MESSAGE_VALIDATION_ERROR	Request After Mandate End Date
RJCT	U239	MESSAGE_VALIDATION_ERROR	Hold Date Exceeds Exipry Date
RJCT	U264	REQUEST_NOT_ALLOWED	Mandate Is Not Pending Authorization
RJCT	U265	MESSAGE_VALIDATION_ERROR	Acceptable Source of Fund Not Allowed
RJCT	U266	CONFIGURATION_ERROR	CryptoAES Alias Not Found
RJCT	U267	CONFIGURATION_ERROR	CryptoAES Key Format Error
RJCT	U268	REQUEST_NOT_ALLOWED	Cannot perform action on the provided Consent
RJCT	U269	MESSAGE_VALIDATION_ERROR	RTPTxn Not Matched
RJCT	U270	MESSAGE_VALIDATION_ERROR	Substate Not Matched
RJCT	U271	MESSAGE_VALIDATION_ERROR	MandateInitTxn Not Matched
RJCT	U272	MESSAGE_VALIDATION_ERROR	MandateEndDt Less Equals Than CurrentDt
RJCT	U273	MESSAGE_VALIDATION_ERROR	RtpRecord Not Found
RJCT	U274	MESSAGE_VALIDATION_ERROR	CA Not Matched
RJCT	U275	MESSAGE_VALIDATION_ERROR	DA Not Matched
RJCT	U276	MESSAGE_VALIDATION_ERROR	Consent Type Not Allowed
RJCT	U277	DECODING_ERROR	CryptoDec Failed
RJCT	U278	ENCODING_ERROR	CryptoEnc Failed
RJCT	U279	SIGNATURE_ERROR	CryptoSign Failed
RJCT	U280	CONFIGURATION_ERROR	CertPath Not Config
RJCT	U281	CONFIGURATION_ERROR	CryptoVerify Failed
RJCT	U282	CONFIGURATION_ERROR	CryptoRule Not Found
RJCT	U283	MESSAGE_VALIDATION_ERROR	Mandate BRNValue Check Failed
RJCT	U284	REQUEST_NOT_ALLOWED	Mandate Update Not Allowed
RJCT	U285	INVALID_CONSENT	Mandate Expired
RJCT	U286	INVALID_CONSENT	Mandate Not Active
RJCT	U287	AMOUNT_EXCEEDS_MAXIMUM	Exceed Mandate MaxAmt
RJCT	U288	REQUEST_NOT_ALLOWED	Mandate Status Not Allowed
RJCT	U289	INVALID_CONSENT	Mandate Expiry Date Exceed Max
RJCT	U290	INVALID_CONSENT	Mandate Init Request Expired
RJCT	U300	ENQUIRY_REQUIRED	No QR Enquiry prior to QR Payment
RJCT	U301	MESSAGE_VALIDATION_ERROR	Invalid Source of Fund (QR)
RJCT	U304	MESSAGE_VALIDATION_ERROR	Invalid QR Response
RJCT	U305	MESSAGE_VALIDATION_ERROR	Date in BizMsgId does not match CreDtTm (QR)
RJCT	U306	MESSAGE_VALIDATION_ERROR	Invalid Secondary ID (QR)
RJCT	U307	MESSAGE_VALIDATION_ERROR	QR Category does not match transaction type (QR)
RJCT	U310	RFP_ALREADY_EXPIRED	Request For Pay Expired
RJCT	U311	INVALID_RFP	Request For Pay Already Transferred
RJCT	U312	RFP_NOT_FOUND	Request For Pay Not Found
RJCT	U313	RFP_ALREADY_COMPLETED	Request For Pay Already Processed
RJCT	U314	RFP_ALREADY_REJECTED	Request For Pay Already Rejected
RJCT	U315	INVALID_RFP	Request For Pay Invalid State
RJCT	U316	RFP_ALREADY_COMPLETED	Request For Pay Already Received
RJCT	U317	INVALID_SOURCE	Request For PayInvalidDbtrAgt
RJCT	U318	MESSAGE_VALIDATION_ERROR	Expiry Date Less Than Current Date
RJCT	U319	MESSAGE_VALIDATION_ERROR	Expiry Date Format Error
RJCT	U320	MESSAGE_VALIDATION_ERROR	Requested Execution Date Less Than Current Date
RJCT	U321	MESSAGE_VALIDATION_ERROR	Requested Execution Date Format Error
RJCT	U322	INVALID_CONSENT	Mandate Is Not Active
RJCT	U323	MESSAGE_VALIDATION_ERROR	Invalid Debtor Agent
RJCT	U324	MESSAGE_VALIDATION_ERROR	Invalid Original Debtor Agent
RJCT	U325	INVALID_CONSENT	Mandate Already Transferred
RJCT	U326	RFP_ALREADY_COMPLETED	Request For Pay Already Accepted
RJCT	U327	MERCHANT_UNAVAILABLE	Merchant Not Active
RJCT	U328	MERCHANTPRODUCT_NOT_FOUND	Merchant Product Not Found (Biller Code Not Found)
RJCT	U329	MERCHANT_NOT_FOUND	Merchant Not Found
RJCT	U330	CONFIGURATION_ERROR	Merchant Parameter Not Found
RJCT	U331	AMOUNT_BELOW_MINIMUM	Merchant Min Amount Check Failed
RJCT	U332	AMOUNT_EXCEEDS_MAXIMUM	Merchant Max Amount Check Failed
RJCT	U333	MESSAGE_VALIDATION_ERROR	DateXpry Check Failed
RJCT	U334	INVALID_CONSENT	Mandate Is Not Pending
RJCT	U335	CONFIGURATION_ERROR	RPF Lookup Rules Not Found
RJCT	U336	MESSAGE_VALIDATION_ERROR	PreAuth Expiry Date Format Error
RJCT	U337	MESSAGE_VALIDATION_ERROR	PreAuth Expiry Date Exceeds Mandate Exipry Date
RJCT	U338	MESSAGE_VALIDATION_ERROR	PreAuth Expiry Date Less Than CreDtTm
RJCT	U339	MESSAGE_VALIDATION_ERROR	PreAuth Expiry Date Less Than Current Date
RJCT	U340	MERCHANTPRODUCT_UNAVAILABLE	Merchant Product Not Active
RJCT	U341	CONFIGURATION_ERROR	Merchant Validation Rule Not Found
RJCT	U342	CONFIGURATION_ERROR	Merchant Product Bank Code Not Found
RJCT	U343	INVALID_CONSENT	Mandate Update Already In Progress
RJCT	U344	MESSAGE_VALIDATION_ERROR	DDParticipants Checks Fail
RJCT	U345	CONSENT_ALREADY_REJECTED	Rejected Mandate Cannot Be Updated
RJCT	U346	CONSENT_ALREADY_REJECTED	Rejected Mandate Cannot Be Authorized
RJCT	U347	REQTOPAY_ALREADY_PENDING	Request For Pay Already Pending Authorization
RJCT	U348	MESSAGE_VALIDATION_ERROR	Creditor Bank Account Details Missing
RJCT	U800	CONFIGURATION_ERROR	Alias Management action not configured
RJCT	U801	CONFIGURATION_ERROR	Alias rules not found
RJCT	U802	CONFIGURATION_ERROR	Addressing Privilege not defined
RJCT	U803	CONFIGURATION_ERROR	Not sufficient privilege to perform addressing action
RJCT	U804	PROXY_NOT_FOUND	Alias Not Found
RJCT	U805	PROXY_SUSPENDED	Alias is suspended
RJCT	U806	PROXY_ALREADY_INSAMEFI	Alias already registered with the same FI but different account
RJCT	U807	PROXY_ALREADY_INOTHERFI	Alias already registered with another FI
RJCT	U808	PROXY_ALREADY_INSAMEFI	Alias already registered with the same account
RJCT	U809	MESSAGE_VALIDATION_ERROR	Not sufficient privilege to perform addressing action on an alias
RJCT	U810	MESSAGE_VALIDATION_ERROR	Alias Request failed
RJCT	U811	PROXY_SUSPENDED	Alias suspended by Administrator
RJCT	U812	CONFIGURATION_ERROR	Alias Destination Not Configured
RJCT	U813	SYSTEM_ERROR	Cache Alias Maintenance Failed
RJCT	U814	PROXY_ALREADY_INSAMEFI	Alias already registered with same FI
RJCT	U815	DUPLICATE_REQUEST	Duplicate Alias Service Request
RJCT	U816	DUPLICATE_REQUEST	Duplicate Alias Service Request Detected
RJCT	U850	CONFIGURATION_ERROR	System Notification Event Code Or Rules Not Found
RJCT	U851	CONFIGURATION_ERROR	General Purpose Rules Not Found
RJCT	U890	CONFIGURATION_ERROR	Invalid Business Hierarchy
RJCT	U900	SYSTEM_ERROR	Internal Timeout
RJCT	U901	SYSTEM_ERROR	System Malfunction
RJCT	U902	SYSTEM_ERROR	Connection Or Communication Error
RJCT	U903	SYSTEM_ERROR	Scripting Error
RJCT	U904	SYSTEM_ERROR	Endpoint Error
RJCT	U905	CONFIGURATION_ERROR	Configuration Error
RJCT	U906	SYSTEM_ERROR	Logging or Database Error
RJCT	U907	SYSTEM_ERROR	Session Error - No Plan Executed
RJCT	U908	SYSTEM_ERROR	Validation Error
RJCT	U909	SYSTEM_ERROR	Available Response Code
RJCT	U910	SYSTEM_ERROR	No Session Response Within Timeout
RJCT	U911	SYSTEM_ERROR	No Such Session
RJCT	U912	SYSTEM_ERROR	Session Validation Error
RJCT	U913	SYSTEM_ERROR	No Session Request Variable
RJCT	U990	SYSTEM_ERROR	Session Error Timeout
RJCT	U992	SYSTEM_ERROR	Response Not Delivered
RJCT	U993	UNDETERMINED_REASON	Reason Code not determined in response from [XXX]
RJCT	U999	SIGNATURE_ERROR	Signature Validation Failed on Request
RJCT	P001	CONFIGURATION_ERROR	Invalid Forex Rate
RJCT	P002	MESSAGE_VALIDATION_ERROR	Settlement Amount is not matched with Field3
RJCT	P003	REQUEST_NOT_ALLOWED	Non Bank Participant Not Allow
RJCT	P004	MESSAGE_VALIDATION_ERROR	Duplicate Forex Record
RJCT	P005	MESSAGE_VALIDATION_ERROR	Invalid Forex Record
RJCT	P006	SYSTEM_ERROR	Forex Rate Expired
RJCT	P007	MESSAGE_VALIDATION_ERROR	Field 3 and IntrBkSttlmAmt not match
RJCT	P008	AMOUNT_EXCEEDS_MAXIMUM	Preauth Amount exceed limit
RJCT	P009	CONFIGURATION_ERROR	Preauth Limit not configured
RJCT	P010	MESSAGE_VALIDATION_ERROR	Invalid Ref-1
RJCT	P990	SYSTEM_ERROR	Session Error Timeout

Reject Reasons

These are the reject codes used in the event the message is rejected due to any message validation error.

info

For ISO20022 message specifications user, these will be returned in admi.002.XXX.XX message schema

Code	Name	Description
0001	MESSAGE_VALIDATION_ERROR	Missing mandatory Field
0002	MESSAGE_VALIDATION_ERROR	Invalid attribute type
0003	MESSAGE_VALIDATION_ERROR	Endpoint has no definition for given attribute type
0004	DECODING_ERROR	Invalid character detected during decoding of BCD encoded length
0005	ENCODING_ERROR	Unsupported length encoding
0006	ENCODING_ERROR	Sign byte for a BCD number was not 'C' or 'D'
0007	SIGNATURE_ERROR	Invalid Sign Nibble
0008	DECODING_ERROR	Extra content for array field while decoding value
0009	MESSAGE_VALIDATION_ERROR	Not enough elements for array field of fixed number of elements while decoding value
0010	MESSAGE_VALIDATION_ERROR	Array field too long while encoding
0011	MESSAGE_VALIDATION_ERROR	Array field too short while encoding
0012	MESSAGE_VALIDATION_ERROR	Length value too long to encode for specified length type
0013	DECODING_ERROR	Decoding of BER TLV field reached end prematurely
0014	ENCODING_ERROR	Encoding content too long for size of field
0015	MESSAGE_VALIDATION_ERROR	Inbound field validation failed
0016	MESSAGE_VALIDATION_ERROR	Outbound field validation failed
0017	MESSAGE_VALIDATION_ERROR	Inbound validation rule failed
0018	MESSAGE_VALIDATION_ERROR	Outbound validation rule failed
0019	SYSTEM_ERROR	Script execution error
0020	SYSTEM_ERROR	Inbound Assignment Error
0021	SYSTEM_ERROR	Outbound Assignment Error
0022	CONFIGURATION_ERROR	Configuration Error
0023	MESSAGE_VALIDATION_ERROR	Unknown Field
0024	MESSAGE_VALIDATION_ERROR	No EftContexts found
0025	MESSAGE_VALIDATION_ERROR	No EftContext found
0026	MESSAGE_VALIDATION_ERROR	No Card Type found
0027	MESSAGE_VALIDATION_ERROR	No Card Service Type found
0028	DUPLICATE_REQUEST	Duplicate Message
0029	DECODING_ERROR	Invalid data found for decode
0030	ENCODING_ERROR	Invalid data found for encode
0031	ENCODING_ERROR	Encoding content too short for size of field
0032	SIGNATURE_ERROR	Invalid tag delimiter
0033	SIGNATURE_ERROR	Invalid attribute delimiter
0034	SIGNATURE_ERROR	Not matching end tag
0035	MESSAGE_VALIDATION_ERROR	Not well formed XML data
0036	SIGNATURE_ERROR	Decoded length is invalid
0037	MESSAGE_VALIDATION_ERROR	Unsupported Message Composition
0038	MESSAGE_VALIDATION_ERROR	Unsupported Message Type
0039	MESSAGE_VALIDATION_ERROR	Field Not Enabled
0040	SYSTEM_ERROR	No Matching Session Found
0041	SYSTEM_ERROR	No Message type
0042	SYSTEM_ERROR	Runtime Error
0043	SYSTEM_ERROR	No Session Definition
0044	SYSTEM_ERROR	Message Correlation Error
0045	SYSTEM_ERROR	NO_ALIAS_PRODUCED
0046	DECODING_ERROR	DECODE_VALUE_TOO_SHORT
0047	DECODING_ERROR	DECODE_VALUE_TOO_LONG
0048	SIGNATURE_ERROR	INVALID_XML_PCDATA
0049	SYSTEM_ERROR	Session Not Active
0050	SYSTEM_ERROR	NO Outbound Handler
0051	SYSTEM_ERROR	File load session processing error
0052	MERCHANT_UNAVAILABLE	Terminal/Merchant missing or inactive
0053	SYSTEM_ERROR	Invalid enum value found during BSI marshalling/ unmarshalling
0054	ENCODING_ERROR	Encoded payload is too large for configured maximum message size
0055	ENCODING_ERROR	Encoded header is too large for configured maximum message size
0056	ENCODING_ERROR	Encoded trailer is too large for configured maximum message size
0057	SYSTEM_ERROR	MAC validation failed
0058	SYSTEM_ERROR	MAC generation failed
0059	SYSTEM_ERROR	Data encryption failed
0060	SYSTEM_ERROR	Data decryption failed
0061	PIN_TRANSLATION_FAILED	PIN translation failed
0062	PIN_VERIFICATION_FAILED	PIN verification failed

End to End Return Codes for RFI and SAN

These are the return codes that should be provided by the RFI or SAN in the event of a rejected request by the respective party for all RPP services.

From RFI		From SAN	From RPP/To OFI		Name	Status Description
TxSts	Rsn/Cd	P-39 Response Code	TxSts	Rsn/Prtry
ACSP	00	00	ACSP	U000	ACCEPTED	Successful Transaction
-	-	68	RJCT	68	SYSTEM_ERROR	SAN responds with Timeout Account Enquiry timed out
-	-	68	RJCT	68	SYSTEM_ERROR	SAN responds with Timeout Credit Transfer timed out
-	-	-	RJCT	U999	SIGNATURE_ERROR	Invalid signature (OFI to RPP) RPP received an invalid signature request
RJCT	25	25	RJCT	25	SIGNATURE_ERROR	Invalid signature (RPP to RFI) RFI received an invalid signature request
-	-	25	RJCT	25	SIGNATURE_ERROR	Invalid signature (RPP to SAN) SAN received an invalid signature request
-	-	30	RJCT	30	MESSAGE_VALIDATION_ERROR	Invalid signature (RFI to SAN) SAN received an invalid MAC in the response from RFI
RJCT	45	45	RJCT	45	INVALID_DESTINATION	Unable to credit – reject response from beneficiary Beneficiary Account is dormant Beneficiary Account is invalid Beneficiary Account is closed Beneficiary Account is blacklisted Beneficiary Account is on hold or blocked Beneficiary is deceased
RJCT	52 (no current Account)	53	RJCT	52 or 53	INVALID_DESTINATION	Unable to Credit, Account does not exist or Invalid Account (RFI)
RJCT	53 (no savings account)	53	RJCT	53	INVALID_DESTINATION	Unable to Credit, Account does not exist or Invalid Account (RFI)
RJCT	N3 (invalid account)	53	RJCT	N3 or 53	INVALID_DESTINATION	Unable to Credit, Account does not exist or Invalid Account (RFI)
RJCT	39	53	RJCT	39 or 53	INVALID_DESTINATION	No Credit Account
RJCT	13	13	RJCT	13	MESSAGE_VALIDATION_ERROR	Unable to Credit, Invalid Amount
RJCT	12	57	RJCT	12 or 57	REQUEST_REJECTED	Invalid transaction / Transaction not allowed
RJCT	40	57	RJCT	40 or 57	REQUEST_REJECTED	Requested Function Not Supported
-	-	92	RJCT	92	FI_UNAVAILABLE	Financial institution or intermediate network facility cannot be found for routing
-	-	91	RJCT	91	SYSTEM_ERROR	Issuer or switch is inoperative
RJCT	30	30	RJCT	30	MESSAGE_VALIDATION_ERROR	Format Error Includes the following: SAN received a format error on the message RFI received a format error on the message RPP received a format error on the message
-	-	05	RJCT	05	DUPLICATE_REQUEST	SAN receives an invalid response from RFI
RJCT	94	05	RJCT	94 or 05	DUPLICATE_REQUEST	Duplicate Transmission Same with ISO – Transaction reference is not unique within the message
-	-	90	RJCT	90	OUTSIDE_OP_HOURS	Cutover is in process
-	-	68	RJCT	68	SYSTEM_ERROR	Response Received Too Late
RJCT	29	29	RJCT	29	FI_SYSTEM_ERROR	Internal Error at Bank’s System – Technical Problem/Unknown Error
RJCT	31	92	RJCT	31 or 92	31: FI_NOT_FOUND 92: FI_UNAVAILABLE	Bank Not Supported by Switch
-	-	-	RJCT	U110	MESSAGE_VALIDATION_ERROR	Currency Not Supported
-	-	-	RJCT	U110	MESSAGE_VALIDATION_ERROR	Bank Operation code specified in the message is not valid for receiver
QR Payment
RJCT	46	-	RJCT	46	QR_VALIDATION_ERROR	QR Validation failed
RJCT	47	-	RJCT	47	MESSAGE_VALIDATION_ERROR	Invalid source of fund
RJCT	48	-	RJCT	48	QR_ALREADY_EXPIRED	QR expired
RJCT	49	-	RJCT	49	MERCHANT_NOT_FOUND	Merchant Inactive/Suspended/Terminated

End to End Return Codes for OFI

These are the return codes that should be provided by the OFI in the event of a rejected request by the OFI for RPP Phase 2 services.

From OFI		From RPP/To RFI		Name	Status Description
TxSts	Rsn/Cd	TxSts	Rsn/Prtry
ACSP	00	ACSP	U000	ACCEPTED	Successful Transaction
Payer Behavioural
RJCT	I101	RJCT	I101	FAILED_BY_CUSTOMER	Payer Cancel During Login
RJCT	I102	RJCT	I102	FAILED_BY_CUSTOMER	Payer Cancel During Account Selection
RJCT	I103	RJCT	I103	FAILED_BY_CUSTOMER	Payer Cancel During TAC Request
RJCT	I104	RJCT	I104	FAILED_BY_CUSTOMER	Payer Cancel During Payment Confirmationt
RJCT	I105	RJCT	I105	FAILED_BY_CUSTOMER	Payer Fail to Login
RJCT	I106	RJCT	I106	FAILED_BY_CUSTOMER	Fail to Authenticate MFA During Payment
RJCT	I107	RJCT	I107	FAILED_BY_CUSTOMER	Session Timeout from Payer
RJCT	I201	RJCT	I201	FAILED_BY_CUSTOMER	Consent Registration Cancel During Login
RJCT	I202	RJCT	I202	FAILED_BY_CUSTOMER	Consent Registration Cancel During TAC Request
RJCT	I203	RJCT	I203	FAILED_BY_CUSTOMER	Consent Registration Cancel During Consent Confirmation
RJCT	I204	RJCT	I204	FAILED_BY_CUSTOMER	Consent Registration Fail to Login
RJCT	I205	RJCT	I205	FAILED_BY_CUSTOMER	Fail to Authenticate MFA During Consent Registration
RJCT	I206	RJCT	I206	FAILED_BY_CUSTOMER	Session Timeout from Consent Registration
Liquidity
RJCT	I301	RJCT	I301	INSUFFICIENT_FUNDS	Insufficient Funds from Debiting Account
RJCT	I302	RJCT	I302	TRANSACTION_NOT_ALLOWED	Transaction Not Permitted
RJCT	I303	RJCT	I303	AMOUNT_EXCEEDS_MAXIMUM	Maximum Transaction Limit Exceeded
RJCT	I304	RJCT	I304	INVALID_DEBTOR	Invalid Payer Identity
RJCT	I305	RJCT	I305	INVALID_SOURCE	Source of Fund Not Supported
RJCT	I306	RJCT	I306	INVALID_SOURCE	Debiting Account is Dormant / Inactive
RJCT	I307	RJCT	I307	INVALID_SOURCE	Account is Restricted to be Debiting
RJCT	I308	RJCT	I308	INVALID_SOURCE	Debiting Account is Mule
System
RJCT	I401	RJCT	I401	REQUEST_TIMEOUT	Transaction Enquiry Timeout
RJCT	I402	RJCT	I402	REQUEST_TIMEOUT	Consent Enquiry Timeout
RJCT	I403	RJCT	I403	SYSTEM_ERROR	Internal Error at Bank System
RJCT	I404	RJCT	I404	INVALID_AMOUNT	Invalid Amount
Suspicion
RJCT	I501	RJCT	I501	INVALID_MERCHANT	Merchant is Prohibited by Bank
RJCT	I502	RJCT	I502	FRAUD_VALIDATION_ERROR	Suspicious Transaction
Legacy Return Codes
RJCT	76	RJCT	76	TRANSACTION_NOT_FOUND	Transaction cannot be found (for cancellation)
RJCT	51	RJCT	51	INSUFFICIENT_FUNDS	Insufficient Funds
RJCT	66	RJCT	66	FREQ_EXCEEDS_MAXIMUM	Direct Debit not allowed – exceeded consent max frequency
RJCT	77	RJCT	77	MESSAGE_VALIDATION_ERROR	First party payment validation failed
RJCT	78	RJCT	78	MESSAGE_VALIDATION_ERROR	Secondary Id Validation failed
RJCT	79	RJCT	79	REQUEST_REJECTED	MSIC not accepted by participant

DuitNow Cross-border Fund Transfer Foreign Country Response Code

These are the reason codes used by foreign participants.

Singapore

SG Reason Code	Description	Flow	Reason code to Overseas
602	Message validation failure	Lookup	LK01
801	Proxy is not registered	Lookup	LK02
802	Proxy type is not valid	Lookup	LK03
809	Proxy has no active Registrations	Lookup	LK04
730	Invalid requestor type	Lookup	LK05
740	Proxy not belongs to participant bank	Lookup	LK06
750	Account is not open to specified Mandates services for this particular creditor	Lookup	LK07
999	Internal system temporarily unavailable	Lookup	SM01
4021	Payment Request Time Out	Payment	AB01
9902	Transaction Invalid	Payment	AG03
9903	Invalid Currency	Payment	AM03
9904	Invalid Date Sent	Payment	DT01
9905	Switch Does Not Support Sending Bank	Payment	DNOR
9906	Invalid Amount	Payment	AM12
9908	Cannot determine route for payment.The receiving bank code does not exist in the routing table	Payment	CNOR
9909	Central Infrastructure System Malfunction	Payment	SM01
9910	Receiving Bank’s System Not Logged On	Payment	CNOR
9912	Receiving Bank’s System Not Available	Payment	CNOR
9913	Duplicate Transaction Suspected	Payment	AM05
9931	Receiving Bank Not Able to Authorise Credit	Payment	CNOR
9934	Originating Bank’s System Not Logged On	Payment	DNOR
9940	Payment Exceeds Global Limit Check	Payment	LM01
9941	Payment Exceeds Global Transaction Limit Check	Payment	LM01
9942	Payment Would Cause Settlement Risk Position to Breach Debit Cap	Payment	AM04
9943	Receiving Bank is Suspended for Credits	Payment	AG11
9944	Originating Bank is Suspended for Credits	Payment	DNOR
9946	Originating Bank is Defaulted (Suspended for both Credit & Debit)	Payment	OH01
9947	Receiving Bank is Defaulted (Suspended for both Credit & Debit)	Payment	AG11
9948	Host Service is suspended	Payment	OH01
9950	Illegal Originating Bank Code	Payment	RC02
9963	Bank Limit breached for Originating Bank’s Credit Transfer	Payment	LM01
9964	Invalid BIC, where BIC is not 11 characters long	Payment	RC02
9965	Invalid Purpose Code, where the Purpose Code is not in the supplied list of valid Purpose codes	Payment	FF07
1010	Invalid Receiving Account No	Payment	AC03
1042	Invalid Originating Account No	Payment	AC02
1051	Effects Not Cleared	Payment	OH01
1070	Format Error or Error In Purpose Code	Payment	FF07
1074	Duplicated Instruction ID	Payment	DU05
1100	Other than that Identified Below	Payment	OH01
1101	Bank is Inactive/Default	Payment	AG11
1102	Bank is Not Subscribed to the Service	Payment	AC14
1106	Unmatched Response	Payment	OH01
1107	Sending Bank is Not Originating Bank	Payment	AC14
1114	Beneficiary Customer Account unknown	Payment	AC03
1160	Beneficiary Account Closed	Payment	AC04
1161	Beneficiary Account Stopped	Payment	AC04
1162	Beneficiary Account Name Does Not Match Beneficiary Account Number	Payment	OH01
1164	Reference Information is Incorrect	Payment	OH01
1165	Account is Not in Currency Quoted	Payment	AC09
1166	Account Transferred	Payment	AC15
1168	Fraudulent Payment Suspected	Payment	FR01
1169	Reason Not Specified Because of Sensitivities	Payment	OH01
1170	Terms and Conditions of Account Do Not Permit Crediting of These Funds	Payment	OH01
1171	Beneficiary Account Name Not Present	Payment	AC01
1172	Funds Not Available	Payment	AM04
1181	Duplicate Transaction suspected	Payment	DU03
1200	Incorrect Account Number	Payment	AC01
1201	Closed Account Number	Payment	AC04
1202	Blocked Account	Payment	AC06
1203	Transaction Forbidden	Payment	AG01
1205	Incorrect Agent	Payment	AC14
1206	Zero Amount	Payment	AM02
1207	Not Allowed Amount	Payment	AM02
1208	Not Allowed Currency	Payment	AM03
1209	Refer to Paying Party	Payment	OH01
1211	Too Low Amount	Payment	AM02
1212	Blocked Amount	Payment	AM02
1213	Wrong Amount	Payment	AM12
1214	Inconsistent With End Customer	Payment	BE01
1215	Missing Creditor Address	Payment	BE04
1216	Unrecognised Initiating Party	Payment	BE05
1217	Unknown End Customer	Payment	BE06
1218	Missing Debtor Address	Payment	BE07
1219	Requested By Customer	Payment	CUST
1237	Invalid Date	Payment	DT01
1238	Correspondent Bank Not Possible	Payment	ED01
1239	Balance Info Request	Payment	ED03
1242	Following Cancellation Request	Payment	FOCR
1245	Collection Not Due	Payment	MD05
1251	Unrecognised Agent	Payment	AC14
1253	Incorrect Customer Authentication	Payment	OH01
1255	Incorrect Currency	Payment	AM03
1257	Requested By Initiating Party	Payment	OH01
1258	Requested By Initiating Party And Customer	Payment	OH01
1259	Not Specified Reason Customer Generated	Payment	MS02
1260	Not Specified Reason Agent Generated	Payment	MS03
1261	Any Other Reasons	Payment	OH01
1262	Bank Identifier Incorrect	Payment	RC02
1267	Regulatory Reason	Payment	RR04
1909	System Malfunction	Payment	SM01
1930	Syntax Error	Payment	FF02

DuitNow QR Cross-border Foreign Country Response Code

These are the reason codes used by foreign participants.

Singapore

Code	Description
00	Transaction approved.
03	When an expiry date encoded inside the QR code – QR has expired or Expiry date in the QR code is invalid.
05	Transaction cannot be honored.
06	Generic system error in processing/completing the request.
09	Original payment transaction is still in progress.
12	The dynamic QR payload scanned by the Bank/wallet App cannot be matched on the NETS host.
13	The amount in the Pay Advice does not match the amount encoded in the dynamic QR payload.
15	Acquirer/wallet entity cannot be found (not registered or input value incorrect) based on the request parameters.
30*	Request message format is invalid. Request is either missing mandatory parameters or some request parameters are with invalid length/format.
58	Terminal ID/Sticker is invalid/unauthorized to perform this transaction.
63	Signature provided in the QR code is invalid.
68	Request cannot be processed due to order timeout or late payment request.
92	SOF/Bank configuration is missing routing info.
94	Same request has been processed earlier or Duplicate transmission/processing of the same request.
XX	Status of the transaction is Unknown. Wait for settlement.
ZZ	Operation not supported by SOF/Wallet.

Indonesia

Code	Description
0000	Approved or completed successfully
0003	Invalid Merchant
0005	Do not Honor
0012	Invalid Transaction
0013	Invalid Amount
0014	Invalid PAN Number
0030	Format Error or Invalid QR Payload
0051	Insufficient Funds
0057	Transaction Not Permitted to Cardholder (QR Code is expired)
0058	Transaction Not Permitted to Terminal
0059	Suspected Fraud
0061	Exceeds Transaction Amount Limit
0062	Restricted Card
0065	Exceeds Transaction Frequency Limit
0068	Suspend Transaction
0090	Decline Cutoff in Progress
0091	Link Down
0092	Invalid Routing
0094	Duplicate Transmission
0096	System Malfunction
00A0	Reverse Debit Customer’s Balance
0400	Bad Request or Invalid Format
0401	Invalid Authorization / Unauthorized
0403	Forbidden or Access not Allowed
0405	Method not Allowed
0500	Internal Server Error
0650	Cannot Parse the Message

Thailand

Code	Description
0000	Successful response
8404	Transaction Reference does not exist
8405	Transaction on that reference Id already void
6501	Destination bank does not support or implement this service
8501	Sponsor Bank error due to E-Wallet provider does not support or implement this service
8503	Communication error between ITMX - Destination Bank
6400	Bad Request
6410	Bad Request
6411	Bad Request
6412	Bad Request
8400	Bad Request
8410	Bad Request
8411	Bad Request
8412	Bad Request
6421	Unauthorized
6422	Unauthorized
6423	Unauthorized
6424	Unauthorized
6701	Unauthorized
6702	Unauthorized
6703	Unauthorized
8701	Destination Bank UnAuthorized error
8702	Destination Bank UnAuthorized error
8703	Destination Bank UnAuthorized error
6403	Forbidden
6500	ITMX Internal Error
8500	Internal system error - Destination Bank
6601	Creditor account number inactive
6602	Invalid Creditor account number
6603	Transaction cannot be processed at receiving bank ,Transaction is cancelled
6604	Invalid amount
6605	Format Error
6606	invalid Debtor account
6607	Invalid bank code Note: include gateway BIC
6608	Invalid reference data - Instruction Id does not match Tx Id
6609	Bank does not support this service
6610	Fund not available
6611	Incomplete AMLO information
6612	Over limit amount without available balance to display
6613	Account closed
6614	Duplicate Transaction (Bank Reject)
6615	Proxy lookup failure which could be - Proxy is not register / Not found
6616	Proxy lookup failure which could be - Lookup DB problem
6617	Proxy lookup failure which could be - validation proxy type is invalid
6618	Completed with timeoout (ACTC-Timeout)	Completed with timeoout (ACTC-Timeout).
6620	New Reason code. Look up resulted in bank which is not participant of Cr Border
6621	Not valid between GW-GW, this is validate between B SG Bank to validate lookup currency/amount SG -> TH
6649	Others than specified above
6650	Transaction Invalid. invalid format and value or Invalid purpose code. If invalid format then throw error with this format
6651	Invalid Currency
6652	Invalid Date Sent (Not more than current + or - 24 hr)
6653	Fund exceed limit check (Global, Transaction)
6654	Insufficient Fund (Breach Debit Cap)
6655	Debtor Bank inactive
6656	Creditor bank inactive
6657	Sending GW is not signon or alive (not response to echo)
6658	Payment switch is not available
6689	Request Timeout

• Overview
  • When a request is processed successfully
  • When requests fail to be processed
• API Gateway General Response Code
• Status Codes and Reason Codes
• Reject Reasons
• End to End Return Codes for RFI and SAN
• End to End Return Codes for OFI
• DuitNow Cross-border Fund Transfer Foreign Country Response Code
  • Singapore
• DuitNow QR Cross-border Foreign Country Response Code
  • Singapore
  • Indonesia
  • Thailand