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We've Launched a New Documentation Website (Beta Launch)

The documentation for DuitNow is now available on our newly launched documentation platform. This is an initial beta rollout of our new documentation site, designed to become the long-term home for all documentation moving forward.

You'll find the familiar content you're used to—now hosted on a new platform that will progressively receive updates and enhancements.

We encourage you to start accessing DuitNow materials there to explore the new experience and ensure you're viewing the latest documentation updates. If you have any feedback, please reach out to us.

Visit the New Documentation Website

Examples

V1.5

Example 1: Merchant-Presented Mode QR on Retail Payment POS, without Data Integrity Check

IDInput CharacterMeaning
Payload Format Indicator"000202"Version 02
Point of Initiation Method"010211"Static QR Code
Merchant Account Information"2641"
AID"0014A0000006150001"Application Identifier – "A0000006150001"
Acquirer ID"0106501664"Acquirer – Affin Bank
QR ID"0209123456789"Merchant ID – "123456789"
Merchant Category Code"52049999"9999 – Government Agency
Transaction Currency Code"5303458"458 – Malaysian Ringgit
Transaction Amount"540510.00"Amount – 10.00
Country Code"5802MY""MY" – Malaysia
Merchant Name"5909QRCSDNBHD"QRCSDNBHD
Merchant City"6005BANGI"City – Bangi
Cyclic Redundancy Check"6304343F"Checksum

QR code value

QR code image

Example 2: Merchant-Presented Mode QR on Payment P2P, without Data Integrity Check

IDInput CharacterMeaning
Payload Format Indicator"000202"Version 02
Point of Initiation Method"010211"Static QR Code
Merchant Account Information"2641"
AID"0014A0000006150001"Application Identifier – "A0000006150001"
Acquirer ID"0106501664"Acquirer – Affin Bank
QR ID"0209123456789"Recipient ID – "123456789"
Merchant Category Code"52040000"0000 – User P2P
Transaction Currency Code"5303458"458 – Malaysian Ringgit
Transaction Amount"540510.00"Amount – 10.00
Country Code"5802MY""MY" – Malaysia
Merchant Name"5909AUSERNAME"AUSERNAME
Merchant City"6005BANGI"City – Bangi
Cyclic Redundancy Check"63043A23"Checksum

QR code value

QR code image

Example 3: Merchant-Presented Mode QR on Retail Payment POS, with Data Integrity Check

IDInput CharacterMeaning
Payload Format Indicator"000202"Version 02
Point of Initiation Method"010211"Static QR Code
Merchant Account Information"2641"
AID"0014A0000006150001"Application Identifier – "A0000006150001"
Acquirer ID"0106501664"Acquirer – Affin Bank
QR ID"0209123456789"Merchant ID – "123456789"
Merchant Category Code"52049999"9999 – Government Agency
Transaction Currency Code"5303458"458 – Malaysian Ringgit
Transaction Amount"540510.00"Amount – 10.00
Country Code"5802MY""MY" – Malaysia
Merchant Name"5909QRCSDNBHD"QRCSDNBHD
Merchant City"6005BANGI"City – Bangi
Data Integrity Check“8264f879ac6266d8d6da081fc1c17160021119747b190615c21076b3fc0fce56c6eb”Hash value
Cyclic Redundancy Check"6304B623"Checksum

QR code value

QR code image

Example 4: Merchant-Presented Mode QR on Bill Payment using JomPAY

IDInput CharacterMeaning
Payload Format Indicator"000202"Version 02
Point of Initiation Method"010211"Static QR Code
Merchant Account Information"2636"
AID"0014A0000006150001"Application Identifier – "A0000006150001"
Acquirer ID"0106898989"Acquirer – JomPAY
QR ID"02041234"Biller Code – "1234"
Merchant Category Code"52041111"1111 – Bill Payment
Transaction Currency Code"5303458"458 – Malaysian Ringgit
Country Code"5802MY""MY" – Malaysia
Merchant Name"5903TNB"TNB – Tenaga Nasional Berhad
Merchant City"6002KL"City – KL
Postal Code"610559200"Postal Code – 59200
Additional Data Field Template"6217"
RRN"90130124007552406"RRN – 0124007552406
Data Integrity Check"823231d4db4506dc9852b1c21c74be148b83"Hash value
Cyclic Redundancy Check"63045DFB"Checksum

QR code value

QR code image