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MyDebit Specifications

MyDebit S01 S02 D01

Pass-in Parameters

PositionParameterPossible Value / FormatSample Value
headerx-fiidParticipant’s FIIDPYNB
x-signatureHMAC SHA256 signature of x-timestamp using client secreta1b2c3d4e5f6g7h8i9j0..
x-timestampTimestamp1704716096
bodyproductMYD - MyDebitMYD
reportS01 - Cycle 1 Summary
S02 - Cycle 2 Summary
D01 - Daily Summary
S01
dateyyyy-MM-dd2026-02-23
fields*refer to fields table*refer to fields table

Fields Table

Parent KeyFieldData Type/FormatSample Response
fiidStringPYNB
settlement_dateTimestamp <yyyy-MM-dd>2026-02-23
servicestransaction_typeStringPUR
services.detaildebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
totaldebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
info

The response includes fields that directly correspond to those specified in the request.


Sample Request

query MYD {
MYD {
S01(date: "2026-02-23") {
fiid
settlement_date
services {
transaction_type
detail {
debit_volume
debit_amount
debit_interchange_fee
debit_interchange_fee_tax
debit_interchange_fee_tax_code
debit_network_fee
debit_network_fee_tax
debit_network_fee_tax_code
debit_locaf_fee
debit_locaf_fee_tax
debit_locaf_fee_tax_code
debit_cashout_fee
debit_cashout_fee_tax
debit_cashout_fee_tax_code
credit_volume
credit_amount
credit_interchange_fee
credit_interchange_fee_tax
credit_interchange_fee_tax_code
credit_locaf_fee
credit_locaf_fee_tax
credit_locaf_fee_tax_code
credit_cashout_fee
credit_cashout_fee_tax
credit_cashout_fee_tax_code
net_total
}
}
total {
debit_volume
debit_amount
debit_interchange_fee
debit_interchange_fee_tax
debit_interchange_fee_tax_code
debit_network_fee
debit_network_fee_tax
debit_network_fee_tax_code
debit_locaf_fee
debit_locaf_fee_tax
debit_locaf_fee_tax_code
debit_cashout_fee
debit_cashout_fee_tax
debit_cashout_fee_tax_code
credit_volume
credit_amount
credit_interchange_fee
credit_interchange_fee_tax
credit_interchange_fee_tax_code
credit_locaf_fee
credit_locaf_fee_tax
credit_locaf_fee_tax_code
credit_cashout_fee
credit_cashout_fee_tax
credit_cashout_fee_tax_code
net_total
}
}
}
}

Sample Response

{
"data": {
"MYD": {
"S01": {
"fiid": "PYNB",
"settlement_date": "2026-02-23",
"services": [
{
"transaction_type": "PUR",
"detail": {
"debit_volume": 18296,
"debit_amount": "1102958.26",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": null,
"debit_network_fee": "596.64",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": "SVC0",
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": null,
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": null,
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "925.58",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "SVC0",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": null,
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": null,
"net_total": "1102629.32"
}
},
{
"transaction_type": "RTRN",
"detail": {
"debit_volume": -25,
"debit_amount": "-1597.56",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": null,
"debit_network_fee": "-0.91",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": null,
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": null,
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": null,
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "-1.41",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "SVC0",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": null,
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": null,
"net_total": "-1597.06"
}
}
],
"total": {
"debit_volume": 18296,
"debit_amount": "1102958.26",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": "SVC0",
"debit_network_fee": "596.64",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": "SVC0",
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": "",
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": "",
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "925.58",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "SVC0",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": "",
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": "",
"net_total": "1102629.32"
}
}
}
}
}

Visualization

Refer to the attachment below for a mocked visualization of the sample response data.

[MOCK] MyDebit S01 S02 D01 Visualization

Click to download sample PDF file.


Note

This attachment is intended purely for illustration purposes only. The actual data generated by the participant will be returned in JSON format.


MyDebit M01

Pass-in Parameters

PositionParameterPossible Value / FormatSample Value
headerx-fiidParticipant’s FIIDPYNB
x-signatureHMAC SHA256 signature of x-timestamp using client secreta1b2c3d4e5f6g7h8i9j0..
x-timestampTimestamp1704716096
bodyproductMYD - MyDebitMYD
reportS01 - Cycle 1 Summary
S02 - Cycle 2 Summary
D01 - Daily Summary
S01
monthyyyy-MM2026-02
fields*refer to fields table*refer to fields table

Fields Table

Parent KeyFieldData Type/FormatSample Response
fiidStringPYNB
monthTimestamp <yyyy-MM>2026-02
dailysettlement_dateTimestamp <yyyy-MM-dd>2026-02-23
daily.detaildebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
servicestransaction_typeStringPUR
services.onus_offus_transactionsonus_offusStringnull
services.onus_offus_transactions.transaction_detailsstatusStringApproved
services.onus_offus_transactions.transaction_details.detaildebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
totaldebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
info

The response includes fields that directly correspond to those specified in the request.


Sample Request

query MYD {
MYD {
M01(month: "2026-04") {
fiid
month
daily {
settlement_date
detail {
debit_volume
debit_amount
debit_interchange_fee
debit_interchange_fee_tax
debit_interchange_fee_tax_code
debit_network_fee
debit_network_fee_tax
debit_network_fee_tax_code
debit_locaf_fee
debit_locaf_fee_tax
debit_locaf_fee_tax_code
debit_cashout_fee
debit_cashout_fee_tax
debit_cashout_fee_tax_code
credit_volume
credit_amount
credit_interchange_fee
credit_interchange_fee_tax
credit_interchange_fee_tax_code
credit_locaf_fee
credit_locaf_fee_tax
credit_locaf_fee_tax_code
credit_cashout_fee
credit_cashout_fee_tax
credit_cashout_fee_tax_code
net_total
}
}
services {
transaction_type
onus_offus_transactions {
onus_offus
transaction_details {
status
detail {
debit_volume
debit_amount
debit_interchange_fee
debit_interchange_fee_tax
debit_interchange_fee_tax_code
debit_network_fee
debit_network_fee_tax
debit_network_fee_tax_code
debit_locaf_fee
debit_locaf_fee_tax
debit_locaf_fee_tax_code
debit_cashout_fee
debit_cashout_fee_tax
debit_cashout_fee_tax_code
credit_volume
credit_amount
credit_interchange_fee
credit_interchange_fee_tax
credit_interchange_fee_tax_code
credit_locaf_fee
credit_locaf_fee_tax
credit_locaf_fee_tax_code
credit_cashout_fee
credit_cashout_fee_tax
credit_cashout_fee_tax_code
net_total
}
}
}
}
total {
debit_volume
debit_amount
debit_interchange_fee
debit_interchange_fee_tax
debit_interchange_fee_tax_code
debit_network_fee
debit_network_fee_tax
debit_network_fee_tax_code
debit_locaf_fee
debit_locaf_fee_tax
debit_locaf_fee_tax_code
debit_cashout_fee
debit_cashout_fee_tax
debit_cashout_fee_tax_code
credit_volume
credit_amount
credit_interchange_fee
credit_interchange_fee_tax
credit_interchange_fee_tax_code
credit_locaf_fee
credit_locaf_fee_tax
credit_locaf_fee_tax_code
credit_cashout_fee
credit_cashout_fee_tax
credit_cashout_fee_tax_code
net_total
}
}
}
}

Sample Response

{
"data": {
"MYD": {
"M01": {
"fiid": "PYNB",
"month": "2026-04",
"daily": [
{
"settlement_date": "2026-04-01",
"detail": {
"debit_volume": 54905,
"debit_amount": "3347933.62",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": "",
"debit_network_fee": "1809.03",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": "",
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": null,
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": "",
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "2808.41",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": null,
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": "",
"net_total": "3346934.24"
}
},
{
"settlement_date": "2026-04-02",
"detail": {
"debit_volume": 55757,
"debit_amount": "3341138.11",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": "",
"debit_network_fee": "1807.57",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": "",
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": null,
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": "",
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "2795.62",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": null,
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": "",
"net_total": "3340150.06"
}
}
],
"services": [
{
"transaction_type": "PUR",
"onus_offus_transactions": [
{
"onus_offus": "offus",
"transaction_details": [
{
"status": "APPROVED",
"detail": {
"debit_volume": 1311608,
"debit_amount": "78797298.30",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": "SVC0",
"debit_network_fee": "42977.52",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": "SVC0",
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": null,
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": "",
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "62570.85",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "SVC0",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": null,
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": "",
"net_total": "78777704.97"
}
}
]
},
{
"onus_offus": "onus_sw",
"transaction_details": [
{
"status": "APPROVED",
"detail": {
"debit_volume": 0,
"debit_amount": "0.00",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": "",
"debit_network_fee": "0.00",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": "",
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": null,
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": "",
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "0.00",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": null,
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": "",
"net_total": "0.00"
}
}
]
}
]
}
],
"total": {
"debit_volume": 1394786,
"debit_amount": "80872612.15",
"debit_interchange_fee": "0.00",
"debit_interchange_fee_tax": "0.00",
"debit_interchange_fee_tax_code": "",
"debit_network_fee": "44411.21",
"debit_network_fee_tax": "0.00",
"debit_network_fee_tax_code": "",
"debit_locaf_fee": "0.00",
"debit_locaf_fee_tax": "0.00",
"debit_locaf_fee_tax_code": null,
"debit_cashout_fee": "0.00",
"debit_cashout_fee_tax": "0.00",
"debit_cashout_fee_tax_code": "",
"credit_volume": 0,
"credit_amount": "0.00",
"credit_interchange_fee": "64735.15",
"credit_interchange_fee_tax": "0.00",
"credit_interchange_fee_tax_code": "",
"credit_locaf_fee": "0.00",
"credit_locaf_fee_tax": "0.00",
"credit_locaf_fee_tax_code": null,
"credit_cashout_fee": "0.00",
"credit_cashout_fee_tax": "0.00",
"credit_cashout_fee_tax_code": "",
"net_total": "80852288.21"
}
}
}
}
}

Visualization

Refer to the attachment below for a mocked visualization of the sample response data.

[MOCK] MyDebit M01 Visualization

Click to download sample PDF file.


Note

This attachment is intended purely for illustration purposes only. The actual data generated by the participant will be returned in JSON format.


MyDebit I01

Pass-in Parameters

PositionParameterPossible Value / FormatSample Value
headerx-fiidParticipant’s FIIDPYNB
x-signatureHMAC SHA256 signature of x-timestamp using client secreta1b2c3d4e5f6g7h8i9j0..
x-timestampTimestamp1704716096
bodyproductMYD - MyDebitMYD
reportI01 - Daily itemised dataI01
dateyyyy-MM-dd2026-02-03
fields*refer to fields table*refer to fields table

Fields Table

FieldData Type/FormatSample Response
settlement_cycleString001
productStringMYD
transaction_typeStringPUR
initiation_timeTimestamp <yyyy-MM-ddThh:mm:ss>2024-12-05T14:22:33
completion_timeTimestamp <yyyy-MM-ddThh:mm:ss>2024-12-05T14:22:33
payer_fiidStringA1234
payer_idString4333123456789000
payer_nameString<null>
receiver_fiidStringB5678
receiver_idString12345678
receiver_nameStringSUPER MARKET 789
mccString1234
trace_idString123456
reference_idString417413001047
transaction_statusStringApproved
response_codeString00
transaction_amountDecimal200.00
cashout_amountDecimal0.00
cashout_feeDecimal0.00
network_feeDecimal0.50
interchange_feeDecimal0.85
locaf_feeDecimal0.00
foreign_currencyString458
fx_rateDecimal1.000000
fx_reference_numberStringNUMBER007730
foreign_amountDecimal0.00
iso_specific_1.approval_codeString123456
iso_specific_1.mtiString0110
iso_specific_1.eciString15
iso_specific_1.pcdeString59
iso_specific_1.tpanString5078080011112222333
iso_specific_1.rv_codeStringU7
iso_specific_1.oem_idStringAPAY
iso_specific_1.entry_modeString270
iso_specific_1.term_cityStringKLANG
iso_specific_1.term_stateStringSEL
iso_specific_2.tran_datetimeTimestamp <yyyy-MM-ddThh:mm:ss>2024-12-05T14:22:00
additional_fields_1.original_reference_idString417413001088
info

The response includes fields that directly correspond to those specified in the request.


Sample Request

query Report($input: ReportRequestParam!){
Report(input: $input) {
status
url
expiry
checksum {
rows
size
md5hash
}
}
}

Variables

{
"input": {
"product": "MYD",
"report": "I01",
"date": "2025-03-01",
"fields": ["settlement_cycle", "product", "transaction_type", ...]
}
}

Sample Response

HTTP/1.1 200 OK
X-Request-Id: <UUID>
Content-Type: application/json

{
"success": true,
"data": {
"Report": {
"status": "ready",
"url": "https://fileservice-hostname/files/unique-tracking-id?hash=???",
"expiry": "2025-05-27T17:42:21+08:00",
"checksum": {
"rows": 1000,
"size": 1024876,
"md5hash": "546fbd51eec0f671d9c0318de963b725"
}
}
}
}