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MyDebit Specifications

MyDebit S01 S02 D01​

Pass-in Parameters​

PositionParameterPossible Value / FormatSample Value
headerx-fiidParticipant’s FIIDPYNB
x-signatureHMAC SHA256 signature of x-timestamp using client secreta1b2c3d4e5f6g7h8i9j0..
x-timestampTimestamp1704716096
AuthorizationAuthorization token obtain via the token endpointBearer eyJra...
bodyproductMYD - MyDebitMYD
reportS01 - Cycle 1 Summary
S02 - Cycle 2 Summary
D01 - Daily Summary		S01
dateyyyy-MM-dd2026-02-23
fields*refer to fields table or the API explorer

Fields Table​

Parent KeyFieldData Type/FormatSample Response
fiidStringPYNB
settlement_dateTimestamp <yyyy-MM-dd>2026-02-23
servicestransaction_typeStringPUR
services.detaildebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
gross_totalString1102629.32
totaldebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
gross_totalString1102629.32
info

The response includes fields that directly correspond to those specified in the request.


Sample Request​

query MYD {
  MYD {
    S01(date: "2025-08-20") {
      fiid
      settlement_date
      services {
        transaction_type
        detail {
          debit_volume
          debit_amount
          debit_interchange_fee
          debit_interchange_fee_tax
          debit_interchange_fee_tax_code
          debit_network_fee
          debit_network_fee_tax
          debit_network_fee_tax_code
          debit_locaf_fee
          debit_locaf_fee_tax
          debit_locaf_fee_tax_code
          debit_cashout_fee
          debit_cashout_fee_tax
          debit_cashout_fee_tax_code
          credit_volume
          credit_amount
          credit_interchange_fee
          credit_interchange_fee_tax
          credit_interchange_fee_tax_code
          credit_locaf_fee
          credit_locaf_fee_tax
          credit_locaf_fee_tax_code
          credit_cashout_fee
          credit_cashout_fee_tax
          credit_cashout_fee_tax_code
          net_total
          gross_total
        }
      }
      total {
        debit_volume
        debit_amount
        debit_interchange_fee
        debit_interchange_fee_tax
        debit_interchange_fee_tax_code
        debit_network_fee
        debit_network_fee_tax
        debit_network_fee_tax_code
        debit_locaf_fee
        debit_locaf_fee_tax
        debit_locaf_fee_tax_code
        debit_cashout_fee
        debit_cashout_fee_tax
        debit_cashout_fee_tax_code
        credit_volume
        credit_amount
        credit_interchange_fee
        credit_interchange_fee_tax
        credit_interchange_fee_tax_code
        credit_locaf_fee
        credit_locaf_fee_tax
        credit_locaf_fee_tax_code
        credit_cashout_fee
        credit_cashout_fee_tax
        credit_cashout_fee_tax_code
        net_total
        gross_total
      }
    }
  }
}

Sample Response​

{
  "success": true,
  "data": {
    "MYD": {
      "S01": {
        "fiid": "PYN",
        "services": [
          {
            "detail": {
              "credit_amount": "49374.22",
              "credit_cashout_fee": "0.00",
              "credit_cashout_fee_tax": "0.00",
              "credit_cashout_fee_tax_code": "",
              "credit_interchange_fee": "0.00",
              "credit_interchange_fee_tax": "0.00",
              "credit_interchange_fee_tax_code": "SVC0",
              "credit_locaf_fee": "0.00",
              "credit_locaf_fee_tax": "0.00",
              "credit_locaf_fee_tax_code": null,
              "credit_volume": 443,
              "debit_amount": "46049.94",
              "debit_cashout_fee": "0.00",
              "debit_cashout_fee_tax": "0.00",
              "debit_cashout_fee_tax_code": "",
              "debit_interchange_fee": "0.00",
              "debit_interchange_fee_tax": "0.00",
              "debit_interchange_fee_tax_code": "SVC0",
              "debit_locaf_fee": "0.00",
              "debit_locaf_fee_tax": "0.00",
              "debit_locaf_fee_tax_code": null,
              "debit_network_fee": "25.27",
              "debit_network_fee_tax": "0.00",
              "debit_network_fee_tax_code": "SVC0",
              "debit_volume": 457,
              "gross_total": "-3324.28",
              "net_total": "-3299.01"
            },
            "transaction_type": "PUR"
          }
        ],
        "settlement_date": "2025-08-20",
        "total": {
          "credit_amount": "17438.48",
          "credit_cashout_fee": "0.00",
          "credit_cashout_fee_tax": "0.00",
          "credit_cashout_fee_tax_code": "",
          "credit_interchange_fee": "0.00",
          "credit_interchange_fee_tax": "0.00",
          "credit_interchange_fee_tax_code": "",
          "credit_locaf_fee": "0.00",
          "credit_locaf_fee_tax": "0.00",
          "credit_locaf_fee_tax_code": null,
          "credit_volume": 133,
          "debit_amount": "12562.07",
          "debit_cashout_fee": "0.00",
          "debit_cashout_fee_tax": "0.00",
          "debit_cashout_fee_tax_code": "",
          "debit_interchange_fee": "0.00",
          "debit_interchange_fee_tax": "0.00",
          "debit_interchange_fee_tax_code": "",
          "debit_locaf_fee": "0.00",
          "debit_locaf_fee_tax": "0.00",
          "debit_locaf_fee_tax_code": null,
          "debit_network_fee": "1.31",
          "debit_network_fee_tax": "0.00",
          "debit_network_fee_tax_code": "",
          "debit_volume": 132,
          "gross_total": "-4876.41",
          "net_total": "-4875.10"
        }
      }
    }
  }
}

MyDebit M01​

Pass-in Parameters​

PositionParameterPossible Value / FormatSample Value
headerx-fiidParticipant’s FIIDPYNB
x-signatureHMAC SHA256 signature of x-timestamp using client secreta1b2c3d4e5f6g7h8i9j0..
x-timestampTimestamp1704716096
AuthorizationAuthorization token obtain via the token endpointBearer eyJra...
bodyproductMYD - MyDebitMYD
reportS01 - Cycle 1 Summary
S02 - Cycle 2 Summary
D01 - Daily Summary		S01
monthyyyy-MM2026-02
fields*refer to fields table or the API explorer

Fields Table​

Parent KeyFieldData Type/FormatSample Response
fiidStringPYNB
monthTimestamp <yyyy-MM>2026-02
dailysettlement_dateTimestamp <yyyy-MM-dd>2026-02-23
daily.detaildebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
gross_totalString1102629.32
servicestransaction_typeStringPUR
services.onus_offus_transactionsonus_offusStringnull
services.onus_offus_transactions.transaction_detailsstatusStringApproved
services.onus_offus_transactions.transaction_details.detaildebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
gross_totalString1102629.32
totaldebit_volumeInteger18296
debit_amountString1102958.26
debit_interchange_feeString0.00
debit_interchange_fee_taxString0.00
debit_interchange_fee_tax_codeStringnull
debit_network_feeString596.64
debit_network_fee_taxString0.00
debit_network_fee_tax_codeStringSVC0
debit_locaf_feeString0.00
debit_locaf_fee_taxString0.00
debit_locaf_fee_tax_codeStringnull
debit_cashout_feeString0.00
debit_cashout_fee_taxString0.00
debit_cashout_fee_tax_codeStringnull
credit_volumeInteger0
credit_amountString0.00
credit_interchange_feeString925.58
credit_interchange_fee_taxString0.00
credit_interchange_fee_tax_codeStringSVC0
credit_locaf_feeString0.00
credit_locaf_fee_taxString0.00
credit_locaf_fee_tax_codeStringnull
credit_cashout_feeString0.00
credit_cashout_fee_taxString0.00
credit_cashout_fee_tax_codeStringnull
net_totalString1102629.32
gross_totalString1102629.32
info

The response includes fields that directly correspond to those specified in the request.


Sample Request​

query MYD {
  MYD {
    M01(month: "2025-07") {
      fiid
      month
      daily {
        settlement_date
        detail {
          debit_volume
          debit_amount
          debit_interchange_fee
          debit_interchange_fee_tax
          debit_interchange_fee_tax_code
          debit_network_fee
          debit_network_fee_tax
          debit_network_fee_tax_code
          debit_locaf_fee
          debit_locaf_fee_tax
          debit_locaf_fee_tax_code
          debit_cashout_fee
          debit_cashout_fee_tax
          debit_cashout_fee_tax_code
          credit_volume
          credit_amount
          credit_interchange_fee
          credit_interchange_fee_tax
          credit_interchange_fee_tax_code
          credit_locaf_fee
          credit_locaf_fee_tax
          credit_locaf_fee_tax_code
          credit_cashout_fee
          credit_cashout_fee_tax
          credit_cashout_fee_tax_code
          net_total
          gross_total
        }
      }
      services {
        transaction_type
        onus_offus_transactions {
          onus_offus
          transaction_details {
            status
            detail {
              debit_volume
              debit_amount
              debit_interchange_fee
              debit_interchange_fee_tax
              debit_interchange_fee_tax_code
              debit_network_fee
              debit_network_fee_tax
              debit_network_fee_tax_code
              debit_locaf_fee
              debit_locaf_fee_tax
              debit_locaf_fee_tax_code
              debit_cashout_fee
              debit_cashout_fee_tax
              debit_cashout_fee_tax_code
              credit_volume
              credit_amount
              credit_interchange_fee
              credit_interchange_fee_tax
              credit_interchange_fee_tax_code
              credit_locaf_fee
              credit_locaf_fee_tax
              credit_locaf_fee_tax_code
              credit_cashout_fee
              credit_cashout_fee_tax
              credit_cashout_fee_tax_code
              net_total
              gross_total
            }
          }
        }
      }
      total {
        debit_volume
        debit_amount
        debit_interchange_fee
        debit_interchange_fee_tax
        debit_interchange_fee_tax_code
        debit_network_fee
        debit_network_fee_tax
        debit_network_fee_tax_code
        debit_locaf_fee
        debit_locaf_fee_tax
        debit_locaf_fee_tax_code
        debit_cashout_fee
        debit_cashout_fee_tax
        debit_cashout_fee_tax_code
        credit_volume
        credit_amount
        credit_interchange_fee
        credit_interchange_fee_tax
        credit_interchange_fee_tax_code
        credit_locaf_fee
        credit_locaf_fee_tax
        credit_locaf_fee_tax_code
        credit_cashout_fee
        credit_cashout_fee_tax
        credit_cashout_fee_tax_code
        net_total
        gross_total
      }
    }
  }
}

Sample Response​

{
  "success": true,
  "data": {
    "MYD": {
      "M01": {
        "daily": [
          {
            "detail": {
              "credit_amount": "-1296.00",
              "credit_cashout_fee": "0.00",
              "credit_cashout_fee_tax": "0.00",
              "credit_cashout_fee_tax_code": "",
              "credit_interchange_fee": "0.00",
              "credit_interchange_fee_tax": "0.00",
              "credit_interchange_fee_tax_code": "",
              "credit_locaf_fee": "0.00",
              "credit_locaf_fee_tax": "0.00",
              "credit_locaf_fee_tax_code": null,
              "credit_volume": 320,
              "debit_amount": "-12933.36",
              "debit_cashout_fee": "0.00",
              "debit_cashout_fee_tax": "0.00",
              "debit_cashout_fee_tax_code": "",
              "debit_interchange_fee": "0.00",
              "debit_interchange_fee_tax": "0.00",
              "debit_interchange_fee_tax_code": "",
              "debit_locaf_fee": "0.00",
              "debit_locaf_fee_tax": "0.00",
              "debit_locaf_fee_tax_code": null,
              "debit_network_fee": "4.46",
              "debit_network_fee_tax": "0.00",
              "debit_network_fee_tax_code": "",
              "debit_volume": 218,
              "gross_total": "-11637.36",
              "net_total": "-11632.90"
            },
            "settlement_date": "2025-07-01"
          }
        ],
        "fiid": "PYN",
        "month": "2025-07",
        "services": [
          {
            "onus_offus_transactions": [
              {
                "onus_offus": "offus",
                "transaction_details": [
                  {
                    "detail": {
                      "credit_amount": "3652632.16",
                      "credit_cashout_fee": "0.00",
                      "credit_cashout_fee_tax": "0.00",
                      "credit_cashout_fee_tax_code": "",
                      "credit_interchange_fee": "0.00",
                      "credit_interchange_fee_tax": "0.00",
                      "credit_interchange_fee_tax_code": "SVC0",
                      "credit_locaf_fee": "0.00",
                      "credit_locaf_fee_tax": "0.00",
                      "credit_locaf_fee_tax_code": null,
                      "credit_volume": 34597,
                      "debit_amount": "3051715.64",
                      "debit_cashout_fee": "0.00",
                      "debit_cashout_fee_tax": "0.00",
                      "debit_cashout_fee_tax_code": "",
                      "debit_interchange_fee": "0.00",
                      "debit_interchange_fee_tax": "0.00",
                      "debit_interchange_fee_tax_code": "SVC0",
                      "debit_locaf_fee": "0.00",
                      "debit_locaf_fee_tax": "0.00",
                      "debit_locaf_fee_tax_code": null,
                      "debit_network_fee": "1927.22",
                      "debit_network_fee_tax": "0.00",
                      "debit_network_fee_tax_code": "SVC0",
                      "debit_volume": 29078,
                      "gross_total": "-600916.52",
                      "net_total": "-598989.30"
                    },
                    "status": "APPROVED"
                  }
                ]
              },
            ],
            "transaction_type": "PUR"
          }
        ],
        "total": {
          "credit_amount": "-347305.01",
          "credit_cashout_fee": "0.00",
          "credit_cashout_fee_tax": "0.00",
          "credit_cashout_fee_tax_code": "",
          "credit_interchange_fee": "0.00",
          "credit_interchange_fee_tax": "0.00",
          "credit_interchange_fee_tax_code": "",
          "credit_locaf_fee": "0.00",
          "credit_locaf_fee_tax": "0.00",
          "credit_locaf_fee_tax_code": null,
          "credit_volume": 7999,
          "debit_amount": "-400934.16",
          "debit_cashout_fee": "0.00",
          "debit_cashout_fee_tax": "0.00",
          "debit_cashout_fee_tax_code": "",
          "debit_interchange_fee": "0.00",
          "debit_interchange_fee_tax": "0.00",
          "debit_interchange_fee_tax_code": "",
          "debit_locaf_fee": "0.00",
          "debit_locaf_fee_tax": "0.00",
          "debit_locaf_fee_tax_code": null,
          "debit_network_fee": "-51.30",
          "debit_network_fee_tax": "0.00",
          "debit_network_fee_tax_code": "",
          "debit_volume": 6758,
          "gross_total": "-53629.15",
          "net_total": "-53680.45"
        }
      }
    }
  }
}

MyDebit I01​

Pass-in Parameters​

PositionParameterPossible Value / FormatSample Value
headerx-signatureHMAC SHA256 signature of x-timestamp using client secreta1b2c3d4e5f6g7h8i9j0..
x-timestampTimestamp1704716096
AuthorizationAuthorization token obtain via the token endpointBearer eyJra...
bodyproductMYD - MyDebitMYD
reportI01 - Daily itemised dataI01
dateyyyy-MM-dd2026-02-03
fields*refer to fields table or the API explorer

Fields Table​

FieldData Type/FormatSample Response
settlement_cycleString001
productStringMYD
transaction_typeStringPUR
initiation_timeTimestamp <yyyy-MM-ddThh:mm:ss>2024-12-05T14:22:33
completion_timeTimestamp <yyyy-MM-ddThh:mm:ss>2024-12-05T14:22:33
payer_fiidStringA1234
payer_idString4333123456789000
payer_nameString<null>
receiver_fiidStringB5678
receiver_idString12345678
receiver_nameStringSUPER MARKET 789
mccString1234
trace_idString123456
reference_idString417413001047
transaction_statusStringApproved
response_codeString00
transaction_amountDecimal200.00
cashout_amountDecimal0.00
cashout_feeDecimal0.00
network_feeDecimal0.50
interchange_feeDecimal0.85
locaf_feeDecimal0.00
foreign_currencyString458
fx_rateDecimal1.000000
fx_reference_numberStringNUMBER007730
foreign_amountDecimal0.00
iso_specific_1.approval_codeString123456
iso_specific_1.mtiString0110
iso_specific_1.eciString15
iso_specific_1.pcdeString59
iso_specific_1.tpanString5078080011112222333
iso_specific_1.rv_codeStringU7
iso_specific_1.oem_idStringAPAY
iso_specific_1.entry_modeString270
iso_specific_1.term_cityStringKLANG
iso_specific_1.term_stateStringSEL
iso_specific_2.tran_datetimeTimestamp <yyyy-MM-ddThh:mm:ss>2024-12-05T14:22:00
additional_fields_1.original_reference_idString417413001088
info

The response includes fields that directly correspond to those specified in the request.


Sample Request​

query myQuery {
  Report(
    input: {
      product: "MYD",
      date: "2025-07-01",
      report: "I01",
      fields: ["settlement_cycle", "product", "transaction_type"]
    }
  ) {
    expiry
    status
    url
    checksum {
      md5hash
      rows
      size
    }
  }
}

Sample Response​

{
    "success": true,
    "data": {
        "Report": {
            "status": "ready",
            "url": "https://fileservice-hostname/files/unique-tracking-id?hash=???",
            "expiry": "2025-05-27T17:42:21+08:00",
            "checksum": {
                "rows": 1000,
                "size": 1024876,
                "md5hash": "546fbd51eec0f671d9c0318de963b725"
            }
        }
    }
}