DuitNow Pay is a platform that brings PayNet's payment products together into an enterprise suite for e-Commerce payment acceptance. Our vision is to accelerate the growth of online businesses in Malaysia by offering a simple, unified platform that easily enables our products such as DuitNow Online Banking/Wallets, DuitNow AutoDebit, DuitNow QR and MyDebit.
Explore detailed process flows for every service that DuitNow Pay supports, so you can see exactly how each works.
Signing on/off and echo with DuitNow system. Ensuring its smooth operation and reliable service delivery.
DuitNow Online Banking / E-wallets
DuitNow Online Banking/Wallets is a real time online payment service which enables Payers (both individual and corporate) to transact securely using their internet and mobile banking, or e-Money application with Merchants.
DuitNow AutoDebit is a convenient and efficient collection method for businesses that enables automated fund collection by the Merchants either by ad-hoc or recurring method directly from Payers with a pre-established Consent in place.
Customer initiates the service themselves by providing consent to merchants for DuitNow AutoDebit at the merchant's platform.
DuitNow Pay provides a single API that consolidates multiple online payment channels, enabling customers to select the option they trust most at checkout.
Credit Transfer Reversal allows the Acquirer to issue reversals to the Issuer and Customer when there's a refund request for a dispute or transaction timeout.
Malaysia's National QR Code that enables quick, seamless and secure payments by scanning QR codes. Users can make payments at participating merchants by simply scanning the displayed DuitNow QR code.
Enables swift online transactions via MyDebit card.
Refer to the technical documentation for instructions on integrating with PayNet and ensuring a seamless onboarding experience.
This service must be integrated first before proceeding with others. If already integrated, you may skip this step.
Online Banking/Wallet is mandatory to integrate before proceeding with DuitNow Pay. If already integrated, you may skip this step.
DuitNow Pay provides a single API that consolidates multiple online payment channels, enabling customers to select the option they trust most at checkout.
This service allows the Acquirer to issue reversals to the Issuer and Customer when there's a refund request for a dispute or transaction timeout.
AutoDebit is mandatory for integration before proceeding with DuitNow Pay. If already integrated, you may skip this step.
Consent is mandatory for integration before proceeding with DuitNow Pay. If already integrated, you may skip this step.
