...DuitNow PayIntegrationDuitnow Autodebit

Initiate DuitNow AutoDebit

Upon the payment method (DuitNow Consent) has authorized, DuitNow AutoDebit allows acquirer to facilitates recurring payments, such as utility bills, insurance premiums and subscription fees. It allows businesses to automatically debit funds from payer’s bank accounts on a regular or ad hoc on demand basis without requiring manual intervention for each transaction.

Process Flow

Step	Sender	Receiver	Process
1	Acquirer	API Gateway	With the consentId that sent from the saved consent flow, acquirer can direct trigger AutoDebit payment by using the consentId.
2	API Gateway	Acquirer	API Gateway will process the transaction with the response that travel back to the acquirer.

Request

POST /v1/bw/autodebit

checkoutId	String	Max length: 36		Required
The unique external identifier (uuid v4) provided by the acquirer to PayNet when initiating a payment intent.
consentId	String	Max length: 35		Required
Consent that is authorized for AutoDebit payment. It can be retrieved from response of payment method details enquiry.
amount	String	Max length: 18		Required
Payment amount in two decimals. eg: 10.00
merchantReferenceId	String	Max length: 140		Required
Payment reference to the recipient.

Sample Request:

{
  "checkoutId": "a7e2ed2a-b088-4495-8cf4-88da08f644f2",
  "consentId": "M00002010012700006",
  "amount": "10.00",
  "merchantReferenceId": "REF0001234556"
}

Response

Data Object
messageId	String	Max length: 35		Required
Unique message identification from RPP. This can be used to reconcile with RPP BackOffice or Reports.
issuer	String	Max length: 100		Required
Name of payer’s issuing bank / wallet.
End Data Object
message	String	Max length: 1024		Required
Please refer to the list of reason codes or error message.

Sample Response:

{
  "data": {
    "messageId": "20240117M0000201220OBW00000025",
    "issuer": "Affin Bank"
  },
  "message": "U000"
}