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Cash Withdrawal & Balance Inquiry – Issuer

This guide provides step-by-step instructions for Issuer institutions to test SAN Cash Withdrawal and Balance Inquiry transactions using PayNet-provided terminals and the Developer Portal.

Who should use this: Banks, Non-Banks, TPA, EMI, Digital Banks acting as Card Issuers

Prerequisites​

ItemProvider
PayNet TerminalPayNet
Login CredentialsPayNet
Test Card (BIN 9000 0X)PayNet
Developer Portal AccessPayNet
FIIDYour Organization

Step 1: Execute Transaction on PayNet Terminal​

1.1 Terminal Login​

  1. Open PayNet ATM application
  2. Enter Email provided by PayNet
  3. Enter Password provided by PayNet
  4. Click Login

1.2 Balance Inquiry Transaction​

  1. Click Balance Inquiry
  2. Insert card (BIN range 9000 0X)
  3. Select account type (Default/Saving /Current) (Must match your test case)
  4. Enter PIN when prompted
  5. Retrieve receipt and capture RRN

1.3 Cash Withdrawal Transaction​

  1. Click Cash Withdrawal
  2. Select account type (Default/Saving /Current) (Must match your test case)
  3. Enter withdrawal amount
  4. Insert card (BIN range 9000 0X)
  5. Enter PIN when prompted
  6. Retrieve receipt and capture RRN

Step 2: Submit Test Case in Developer Portal​

2.1 Navigate to Test Case​

  1. Return to PayNet Developer Portal
  2. Open the SAN Issuer test suite
  3. Scroll to the Migration section
  4. Click the relevant test case title (e.g. [Approved][Default] Test Balance Inquiry)

2.2 Submit RRN​

  1. Click the Test Execution tab
  2. Enter the RRN from the terminal receipt into the Retrieval Reference Number field
  3. Click Run Test Case
  4. Wait for validation to complete

2.3 Review Results​

  • Passed: Status badge displays a green Passed label

  • Failed: Click View Test Logs to identify the issue and error details

Step 3: Complete All Test Cases​

Completion Checklist​

  1. Repeat Step 1 and Step 2 for each test case

  2. Complete all Balance Inquiry test cases (Default, Saving, Current)

  3. Complete all Cash Withdrawal test cases (Default, Saving, Current)

  4. Ensure all test cases show Passed status