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Interbank Cash Deposit (IBCD) – Acquirer

This guide provides instructions for Acquirer institutions to test Interbank Cash Deposit (IBCD) transactions using their own terminals / CDMs.

Who should use this: Banks, Non-Banks, TPA operating ATM / CDM networks

Prerequisites​

ItemProvider
Your Own Terminal / CDMYour Organization
Beneficiary Account (2888 XXXX XXXX)PayNet
Developer Portal AccessPayNet
FIIDYour Organization

Step 1: Execute Transaction on Your Terminal​

1.1 PayNet-Provided Beneficiary Account​

  • Beneficiary Account Number: 2888 XXXX XXXX
  • Beneficiary Bank: PayNet (**PYNJ – 9990009)

1.2 IBCD Transaction​

  1. Use your own terminal / CDM
  2. Navigate to Cash Deposit function
  3. Select beneficiary bank: PayNet (PYNJ – 9990009)
  4. Enter beneficiary account number: 2888 XXXX XXXX
  5. Enter test deposit amount
  6. Complete beneficiary inquiry
  7. Confirm transaction
  8. Capture RRN from receipt
Important

Two RRNs:

Beneficiary Inquiry RRN (Step 1) - Obtained from your own system

IBCD Transaction RRN (Step 2) - Obtained from receipt

Step 2: Submit Test Case in Developer Portal​

2.1 Navigate to Test Case​

  1. Return to PayNet Developer Portal
  2. Open IBCD Acquirer test suite
test suite
  1. Select the test case to validate and click on the title.
test suite

2.2 Submit RRN​

  1. Click the Test Execution tab - you should see 2 steps
test suite
test suite

  1. Step 1 - Submit Beneficiary Inquiry RRN

  2. Enter Beneficiary Inquiry RRN from your own system in Step 1 field

test suite
  1. Click "Run Test Case" for Step 1
test suite
  1. Wait for Step 1 to pass
test suite
Important

Step 2 cannot be run until Step 1 passes

  1. Step 2 - Submit IBCD Transaction RRN:

  2. Enter IBCD Transaction RRN from receipt in Step 2 field

test suite
  1. Click "Run Test Case" for Step 2
test suite
  1. Verify both steps show Passed
test suite

2.3 Review Results​

  • Passed: Status badge displays a green Passed label
test suite
  • Failed: Click View Test Logs to identify the issue and error details
test suite

Step 3: Complete All Test Cases​

  1. Repeat Step 1 and Step 2 for all test cases
  2. Ensure all test cases show Passed status
  3. Review Test Logs for any failures