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Interbank Cash Deposit (IBCD) – Acquirer

This guide provides instructions for Acquirer institutions to test Interbank Cash Deposit (IBCD) transactions using their own terminals / CDMs.

Who should use this: Banks, Non-Banks, TPA operating ATM / CDM networks

Prerequisites​

ItemProvider
Your Own Terminal / CDMYour Organization
Beneficiary Account (2887 XXXX XXXX)PayNet
Developer Portal AccessPayNet
FIIDYour Organization

Step 1: Execute Transaction on Your Terminal​

1.1 PayNet-Provided Beneficiary Account​

  • Beneficiary Account Number: 2887 XXXX XXXX
  • Beneficiary Bank: PayNet (PYNG – 9990002)

1.2 IBCD Transaction​

  1. Use your own terminal / CDM
  2. Navigate to Cash Deposit function
  3. Select beneficiary bank: PayNet (PYNG – 9990002)
  4. Enter beneficiary account number: 2887 XXXX XXXX
  5. Enter test deposit amount
  6. Complete beneficiary inquiry
  7. Confirm transaction
  8. Capture RRN from receipt

Step 2: Submit Test Case in Developer Portal​

2.1 Navigate to Test Case​

  1. Return to PayNet Developer Portal
  2. Open IBCD Acquirer test suite
  3. Select the test case to validate

2.2 Submit RRN​

  1. Click the Test Execution tab
  2. Enter RRN from receipt
  3. Click Run Test Case
  4. Verify status shows Passed

Step 3: Complete All Test Cases​

  1. Repeat Step 1 and Step 2 for all test cases
  2. Ensure all test cases show Passed status
  3. Review Test Logs for any failures