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IBFT 1 – Acquirer

This guide provides step-by-step instructions for Acquirer institutions to test IBFT1 (Interbank Fund Transfer Scenario 1) transactions using your own terminals and the Developer Portal.

IBFT1 simulates instant transfer scenarios where customers transfer funds to another bank via the SAN network infrastructure.

Who should use this: Banks, Non-Banks, TPA operating ATM networks acting as ATM Acquirer

Prerequisites​

ItemProvider
Your Own Terminal / ATMYour Organization
Test Card (Issuing Card)PayNet
Beneficiary Account NumberPayNet
Developer Portal AccessPayNet
FIIDYour Organization

Step 1: Execute Transaction on Your Terminal​

1.1 PayNet-Provided Test Resources​

PayNet provides the following for IBFT1 Acquirer testing:

  • Issuing Card – Test card for transaction execution
  • Beneficiary Account Number – Test account for fund transfer destination
Note

Both the issuing card and beneficiary account number are required to execute IBFT1 transactions.

1.2 Transaction Execution​

  1. Execute Interbank Fund Transfer transactions using your own terminal
  2. Follow your standard procedures for fund transfer operations
  3. Use the PayNet-provided issuing card
  4. Use the PayNet-provided beneficiary account number
  5. Complete the fund transfer transaction
Important RRN Information
  • Beneficiary Inquiry RRN (Step 1) → Obtained from your own system
  • Fund Transfer RRN (Step 2) → Obtained from transaction receipt

Step 2: Submit Test Case in Developer Portal​

2.1 Navigate to Test Case​

  1. Return to PayNet Developer Portal
  2. Open SAN Instant Transfer test suite
test suite
  1. Scroll to Scenario 1 – ACQ
  2. Click the relevant test case title
test suite

2.2 Submit RRN – Multi-Step Execution​

  1. Click “Test Execution” tab
test suite
  1. You should see 2 steps
test suite

Step 1 – Submit Beneficiary Inquiry RRN​

  1. Enter RRN from your own system in the First Step field
  2. Click “Run Test Case”
test suite
  1. Wait for validation to complete
test suite
Critical

You must complete and pass Step 1 first.
Otherwise, Step 2 cannot be executed.

Step 2 – Submit Fund Transfer RRN​

  1. After Step 1 shows “Passed”
  2. Enter RRN from terminal receipt in the Second Step field
  3. Click “Run Test Case”
test suite
  1. Wait for validation to complete
test suite
Note

This is a multi-step validation.
Step 2 is only enabled after Step 1 passes successfully.

2.3 Review Results​

  • Passed: Status badge displays a green Passed label
test suite
  • Failed: Click View Test Logs to identify the issue and error details
test suite

Step 3: Complete All Test Cases​

Completion Checklist​

  • Repeat Steps 1–2 for each test case in Scenario 1 – ACQ
  • Complete all account type combinations
  • Complete all amount ranges specified in test cases
  • Ensure all test cases show “Passed”
  • Review test logs for any failures