...Self CertificationTest ExecutionIbft 4 Issuer

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IBFT4 – Issuer

This guide provides step-by-step instructions for Issuer institutions to test IBFT4 (Interbank Fund Transfer Scenario 4) transactions using PayNet-provided terminals and the Developer Portal.

IBFT4 simulates instant transfer scenarios where customers transfer funds to accounts at other banks using the SAN network infrastructure.

Who should use this: Banks, Non-Banks, TPA, EMI, Digital Banks acting as Card Issuers

Prerequisites

Item	Provider
PayNet Terminal	PayNet
Login Credentials	PayNet
Beneficiary Account Number	PayNet
Test Card (Issuing Card)	Your Organization
Developer Portal Access	PayNet
FIID	Your Organization

Step 1: Execute Transaction on PayNet Terminal

1.1 Terminal Login

1. Open PayNet ATM application

2. Enter Email and Password provided by PayNet

3. Click Login

1.2 Interbank Fund Transfer Scenario 4 (IBFT4) Transaction

1. Click “Fund Transfer”

2. Select Account Type to Transfer From:
   • Saving
   • Current

Important

Match this selection with your test case title

3. Select transfer type → Transfer to Other Bank (IBFT4 requirement)

   

4. Select Beneficiary Bank

   • Scroll through the bank list
   • Select PayNet Bank - PYNJ
   • Click Confirm

5. Select Account Type to Transfer To
   • Review your test case details
   • Select correctly according to test case specification

Critical

Incorrect selection will cause execution failure.

6. Enter Beneficiary Account Number
   • Use account number provided by PayNet
   • Click OK

7. Enter Transfer Amount
   • Click Charge

8. Card Authentication

   • Insert Your Organization card
   
   - Enter **PIN**

• Click OK

9. Confirm transfer details:
   • Beneficiary Name
   • Beneficiary Bank
   • Account Number
   • Amount

Click CONFIRM

10. Retrieve Receipt with RRN

📌 Key Transaction Details

Step	Field	Note
Account From	Saving / Current	Must match test case
Transfer Type	Transfer to Other Bank	IBFT4 requirement
Beneficiary Bank	PayNet Bank - PYNJ	Must select from list
Account To	Per test case	Check test case details
Beneficiary Account	PayNet provided	From PayNet
Card	Your organization card	From your institution

Step 2: Submit Test Case in Developer Portal

2.1 Navigate to Test Case

1. Return to PayNet Developer Portal
2. Open SAN Instant Transfer test suite

3. Scroll to Scenario 4 – ISS
4. Click the relevant test case title

2.2 Submit RRN

1. Click Test Execution tab

2. Enter Fund Transfer RRN from terminal receipt in the Retrieval Reference Number field
3. Click Run Test Case

4. Wait for validation

Note

IBFT4 Issuer requires only Fund Transfer RRN.
This is a single-step validation.

2.3 Review Results

• Passed: Status badge displays a green Passed label

  

• Failed: Click View Test Logs to identify the issue and error details

  

Step 3: Complete All Test Cases

Completion Checklist

• Repeat Steps 1–2 for each test case in Scenario 4 – ISS
• Complete all account type combinations specified in test cases
• Ensure all test cases show Passed
• Review test logs for any failures