...Self CertificationTest ExecutionIbft 2 Issuer

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IBFT2 – Issuer

This guide provides step-by-step instructions for Issuer institutions to test IBFT2 (Interbank Fund Transfer Scenario 2) transactions using PayNet-provided terminals and the Developer Portal.

IBFT2 simulates instant transfer scenarios where customers transfer funds to other banks using the SAN network infrastructure.

Who should use this: Banks, Non-Banks, TPA, EMI, Digital Banks acting as Card Issuers

Prerequisites

Item	Provider
PayNet Terminal	PayNet
Login Credentials	PayNet
Beneficiary Account Number	PayNet
Test Card (Issuing Card)	Your Organization
Developer Portal Access	PayNet
FIID	Your Organization

Step 1: Execute Transaction on PayNet Terminal

1.1 Terminal Login

1. Open PayNet ATM application

2. Enter Email and Password provided by PayNet

3. Click Login

1.2 Interbank Fund Transfer Scenario 2 (IBFT2) Transaction

1. Click “Fund Transfer”

2. Select Account Type to Transfer From:
   • Saving
   • Current

Important

Match this selection with your test case title

3. Transfer Type screen appears → Select “Transfer to PayNet Bank” (IBFT2 requirement)

4. Select Account Type to Transfer To
   • Review your test case details carefully

danger

Incorrect selection will cause execution failure

5. Enter Beneficiary Account Number
   • Use account number provided by PayNet

6. Click “OK”

7. Enter Transfer Amount
8. Click “Charge”

9. Card Authentication

   • Insert card from your organization
   
   - Enter **PIN**
   
   - Click **“OK”**
   

10. Confirm Transfer Details

    • Verify all details
    • Click “CONFIRM”

11. Retrieve Receipt with RRN

📌 Key Transaction Details

Step	Field	Note
Account From	Saving / Current	Must match test case
Transfer Type	Transfer to PayNet Bank	IBFT2 requirement
Account To	Per test case	Check test case details
Beneficiary Account	PayNet provided	From PayNet
Card	Your organization card	From your institution

Step 2: Submit Test Case in Developer Portal

2.1 Navigate to Test Case

1. Return to PayNet Developer Portal
2. Open SAN Instant Transfer test suite

3. Scroll to Scenario 2 – ISS
4. Click the relevant test case title

2.2 Submit RRN

1. Click “Test Execution” tab

2. Enter Fund Transfer RRN from terminal receipt in the Retrieval Reference Number field
3. Click “Run Test Case”

4. Wait for validation

Note

IBFT2 requires only Fund Transfer RRN.
This is a single-step validation.

2.3 Review Results

• Passed: Status badge displays a green Passed label

• Failed: Click View Test Logs to identify the issue and error details

Step 3: Complete All Test Cases

Completion Checklist

• Repeat Steps 1–2 for each test case in Scenario 2 – ISS
• Complete all account type combinations specified in test cases
• Ensure all test cases show “Passed”
• Review test logs for any failures