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IBFT2 – Issuer

This guide provides step-by-step instructions for Issuer institutions to test IBFT2 (Interbank Fund Transfer Scenario 2) transactions using PayNet-provided terminals and the Developer Portal.

IBFT2 simulates instant transfer scenarios where customers transfer funds to other banks using the SAN network infrastructure.

Who should use this: Banks, Non-Banks, TPA, EMI, Digital Banks acting as Card Issuers

Prerequisites​

ItemProvider
PayNet TerminalPayNet
Login CredentialsPayNet
Beneficiary Account NumberPayNet
Test Card (Issuing Card)Your Organization
Developer Portal AccessPayNet
FIIDYour Organization

Step 1: Execute Transaction on PayNet Terminal​

1.1 Terminal Login​

  1. Open PayNet ATM application
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  1. Enter Email and Password provided by PayNet
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  1. Click Login
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1.2 Interbank Fund Transfer Scenario 2 (IBFT2) Transaction​

  1. Click “Fund Transfer”
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  1. Select Account Type to Transfer From:
    • Saving
    • Current
Important

Match this selection with your test case title

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  1. Transfer Type screen appears → Select “Transfer to PayNet Bank” (IBFT2 requirement)
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  1. Select Account Type to Transfer To
    • Review your test case details carefully
danger

Incorrect selection will cause execution failure

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  1. Enter Beneficiary Account Number
    • Use account number provided by PayNet
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  1. Click “OK”
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  1. Enter Transfer Amount
  2. Click “Charge”
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  1. Card Authentication

    • Insert card from your organization

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    • Enter PIN

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    • Click “OK”

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  2. Confirm Transfer Details

    • Verify all details
    • Click “CONFIRM”
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  1. Retrieve Receipt with RRN
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📌 Key Transaction Details​

StepFieldNote
Account FromSaving / CurrentMust match test case
Transfer TypeTransfer to PayNet BankIBFT2 requirement
Account ToPer test caseCheck test case details
Beneficiary AccountPayNet providedFrom PayNet
CardYour organization cardFrom your institution

Step 2: Submit Test Case in Developer Portal​

2.1 Navigate to Test Case​

  1. Return to PayNet Developer Portal
  2. Open SAN Instant Transfer test suite
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  1. Scroll to Scenario 2 – ISS
  2. Click the relevant test case title
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2.2 Submit RRN​

  1. Click “Test Execution” tab
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  1. Enter Fund Transfer RRN from terminal receipt in the Retrieval Reference Number field
  2. Click “Run Test Case”
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  1. Wait for validation
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Note

IBFT2 requires only Fund Transfer RRN.
This is a single-step validation.

2.3 Review Results​

  • Passed: Status badge displays a green Passed label
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  • Failed: Click View Test Logs to identify the issue and error details
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Step 3: Complete All Test Cases​

Completion Checklist​

  • Repeat Steps 1–2 for each test case in Scenario 2 – ISS
  • Complete all account type combinations specified in test cases
  • Ensure all test cases show “Passed”
  • Review test logs for any failures